Oyko vs CardIO Code
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Oyko
Digitize all your loyalty cards into a single app. Easily search, access card details, and find store locations with an interactive map. Get instant synchronization across devices and helpful tips for using virtual cards.
- Full-sized digital cards
- Fast card search
- Interactive outlet map
- CardBar for quick access
- Categorized card addition
- Instant device synchronization
- CardHelper for virtual card acceptance
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KEY FEATURES AND ADVANTAGES: 1. Real full-sized cards in your smartphone. 2. Convenient and fast search. 3. Special CardBar menu for fast access to details and internal features on each card. 4. Convenient categorized card addition menu. 5. Interactive map to find outlet locations and get directions. 6. Reliable data protection system. 7. Instant synchronization between devices. 8. CardHelper for receiving hints and leaving feedback as to whether or not virtual cards are accepted at the point of use. Terms of use and privacy policy can be found at https://oyko.eu/legal/oyko_terms_of_use_and_privacy_policy_en.htm
CardIO Code
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CardIO is the new home for your loyalty cards, discount cards, or just codes - QR, Code 128, PDF417, Aztec Code. Add codes by typing or scanning - for whatever you want. And then use them whenever you want. It's also nice to quickly notice the desired card - just assign any color to it. And that's it! So easy and so useful. CardIO - when you love your cards!
Screenshots
Verdict
The clearest difference is ads: Oyko at none against CardIO Code's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Oyko ships an update every 4 weeks, CardIO Code every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Oyko | CardIO Code |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (128 ratings) — better | — |
| Positive reviews | 41.8% of reviews | — |
| Number of ratings | 128 — better | — |
| Update frequency | Every 4 weeks | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 57 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Oyko OU | Dmytro Serhatyi |
In-app purchases
Oyko
No in-app purchases
CardIO Code
No in-app purchases
