mHNB vs Paytend Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mHNB
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Hrvatska narodna banka (HNB) središnja je banka Republike Hrvatske; vodi monetarnu politiku, upravlja međunarodnim pričuvama RH, izdaje novčanice i kovani novac, izdaje i oduzima odobrenja za rad kreditnim institucijama, kreditnim unijama, institucijama za platni promet i elektronički novac te nadzire njihovo poslovanje. HNB također izdaje odobrenja za rad ovlaštenim mjenjačima. -------------------------------------------------------------- The Croatian National Bank (CNB) is the central bank of the Republic of Croatia; it executes monetary policy, manages international reserves of the Republic of Croatia, issues banknotes and coins, issues and revokes authorisations of credit institutions, credit unions, payment institutions and electronic money institutions and supervises their operation. The CNB also issues authorisations of authorised exchange offices.
Paytend Pay
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Paytend Pay is a secure account and service management app for businesses using the Paytend payment ecosystem. Paytend Pay focuses on account access, subscription management, and profile administration, enabling users to manage their Paytend services conveniently from their iPhone. Paytend provides online and in-store payment acquiring solutions, including card payments and global e-commerce services. Direct payment processing is not available within the app at this time. Payments can currently be completed via Paytend payment links. Additional payment-related features are planned for future updates. Apply here - https://merchant.paytend.com/user/register
Screenshots
Verdict
The clearest difference is update cadence: Paytend Pay at every 4 weeks against mHNB's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
mHNB ships an update every 7 months, Paytend Pay every 4 weeks. The most recent releases landed on October 18, 2026 and October 11, 2026 respectively.
| Parameter | mHNB | Paytend Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 7 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 15 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Hrvatska narodna banka | PAYTEND EUROPE UAB |
In-app purchases
mHNB
No in-app purchases
Paytend Pay
No in-app purchases









