Comparison

mHNB vs Paytend Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mHNB

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Hrvatska narodna banka (HNB) središnja je banka Republike Hrvatske; vodi monetarnu politiku, upravlja međunarodnim pričuvama RH, izdaje novčanice i kovani novac, izdaje i oduzima odobrenja za rad kreditnim institucijama, kreditnim unijama, institucijama za platni promet i elektronički novac te nadzire njihovo poslovanje. HNB također izdaje odobrenja za rad ovlaštenim mjenjačima. -------------------------------------------------------------- The Croatian National Bank (CNB) is the central bank of the Republic of Croatia; it executes monetary policy, manages international reserves of the Republic of Croatia, issues banknotes and coins, issues and revokes authorisations of credit institutions, credit unions, payment institutions and electronic money institutions and supervises their operation. The CNB also issues authorisations of authorised exchange offices.

About

Paytend Pay

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Paytend Pay is a secure account and service management app for businesses using the Paytend payment ecosystem. Paytend Pay focuses on account access, subscription management, and profile administration, enabling users to manage their Paytend services conveniently from their iPhone. Paytend provides online and in-store payment acquiring solutions, including card payments and global e-commerce services. Direct payment processing is not available within the app at this time. Payments can currently be completed via Paytend payment links. Additional payment-related features are planned for future updates. Apply here - https://merchant.paytend.com/user/register

Screenshots

mHNB4 screens
Paytend Pay4 screens

Verdict

The call

The clearest difference is update cadence: Paytend Pay at every 4 weeks against mHNB's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

mHNB ships an update every 7 months, Paytend Pay every 4 weeks. The most recent releases landed on October 18, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 5 level
mHNB versus Paytend Pay: the parameters behind the verdict, then further details
ParametermHNBPaytend Pay
PriceFreeFree
Update frequencyEvery 7 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size15 MB42 MB
Age rating4+4+
DeveloperHrvatska narodna bankaPAYTEND EUROPE UAB

In-app purchases

None

mHNB

No in-app purchases

None

Paytend Pay

No in-app purchases

Questions

Is mHNB free?
mHNB is free to download, with no in-app purchases.
Is Paytend Pay free?
Paytend Pay is free to download, with no in-app purchases.
Do mHNB or Paytend Pay have ads?
Neither mHNB nor Paytend Pay shows ads.
Which is updated more often, mHNB or Paytend Pay?
mHNB ships an update every 7 months, and Paytend Pay every 4 weeks. Most recently, mHNB was updated on October 18, 2026 and Paytend Pay on October 11, 2026.

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