Comparison

Fearless Finance vs Hello Breakthrough

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fearless Finance

This app helps you track discretionary spending and groceries to ensure you spend less than you earn. It uses color-coded progress bars for easy visualization of spending limits and can link to bank accounts for automatic expense categorization.

Highlights
  • Track discretionary expenses
  • Track grocery spending
  • Color-coded progress bars
  • Link bank and credit card accounts
  • Auto-categorize expenses
  • Visualize spending limits
Features
Read full description

The Fearless Finance expense tracking app helps you track the two expenses that matter most to making sure you spend less than you earn each month: your full discretionary expenses and your groceries. Full discretionary expenses are things like clothes, eating out, coffee, stuff for your house, hobbies, taxis and movie tickets. The Fearless Finance app is easy to use, with color coded progress bars. You can see clearly if you are close to going over your spending limits. You can link the Fearless Finance app to your bank and credit card accounts, and we will auto-categorize your expenses. You will see your progress bar move forward as transactions come in.

About

Hello Breakthrough

Connect with a finance coach and a community of like-minded individuals. Schedule consultations and sign up for exclusive finance events directly through the app.

Highlights
  • Connect with finance coach
  • Join community
  • Schedule consultations
  • Sign up for events
Features
Read full description

Welcome to the Hello Breakthrough App, the place to connect with your favorite finance coach and other Breakthrough Besties. You can also sign up for Breakthrough Events, schedule a consultation and more via the app.

Screenshots

Fearless Finance4 screens
Hello Breakthrough3 screens

Verdict

The call

The clearest difference is update cadence: Hello Breakthrough at fortnightly against Fearless Finance's every 2 months. Fearless Finance's advantage is ratings volume (21 vs 3). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Fearless Finance against 5.0 for Hello Breakthrough. That said, the two scores are not equally well evidenced: Fearless Finance has 21 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Fearless Finance ships an update every 2 months, Hello Breakthrough fortnightly. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
Fearless Finance versus Hello Breakthrough: the parameters behind the verdict, then further details
ParameterFearless FinanceHello Breakthrough
PriceFreeFree
Rating5.0 (21 ratings)5.0 (3 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings21 — better3
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size70 MB402 MB
Age rating4+4+
DeveloperFearless Finance, LLCAngela Brantley

Customer experience

Fearless Finance

All ratings21 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Hello Breakthrough

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Fearless Finance

No in-app purchases

None

Hello Breakthrough

No in-app purchases

Questions

Is Fearless Finance free?
Fearless Finance is free to download, with no in-app purchases.
Is Hello Breakthrough free?
Hello Breakthrough is free to download, with no in-app purchases.
Which has better reviews, Fearless Finance or Hello Breakthrough?
Hello Breakthrough is rated higher. Fearless Finance averages 5.0 out of 5 from 21 ratings, while Hello Breakthrough averages 5.0 from 3 ratings.
Do Fearless Finance or Hello Breakthrough have ads?
Neither Fearless Finance nor Hello Breakthrough shows ads.
Which is updated more often, Fearless Finance or Hello Breakthrough?
Fearless Finance ships an update every 2 months, and Hello Breakthrough fortnightly. Most recently, Fearless Finance was updated on November 3, 2026 and Hello Breakthrough on November 3, 2026.

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