Comparison

Monex Pay vs Smart OK | Authorisation

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monex Pay

Manage your Monex Europe accounts on the go. Conduct FX trades and international payments in over 50 currencies with live exchange rates. Securely track payment statuses and manage beneficiaries with multi-user authorization.

Highlights
  • FX trade and payment management
  • Access to Monex Europe accounts
  • Live exchange rates
  • Track payment status
  • Manage beneficiaries
  • Multi-user authorization
Read full description

The Monex Pay app offers business and private clients mobile access to their Monex Europe accounts, enabling the management of foreign exchange payments, balances, FX trades and accounts with ease. Take greater control of your business’ online foreign exchange transactions, using live exchange rates and track the status of your payments. Key features of the Monex Pay app: - Control over all FX trades and fast, secure international payments in over 50 currencies - Different types of foreign currency transactions, including same-day, tomorrow and spot contracts - Easily manage, view and add beneficiaries with full multi-user authorisation

About

Smart OK | Authorisation

Features
Read full description

Authorising documents based on your business rules are more simpler • Be the first one to approve documents anytime, anywhere. • Screen out only the relevant documents and achieve better transparency in your accounting. • Swipe your fingertips to authorize/ confirm documents from your smartphone.

Screenshots

Monex Pay3 screens
Smart OK | Authorisation4 screens

Verdict

The call

The clearest difference is update cadence: Monex Pay at every 3 weeks against Smart OK | Authorisation's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Monex Pay ships an update every 3 weeks, Smart OK | Authorisation every 6 months. The most recent releases landed on October 12, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 9 level
Monex Pay versus Smart OK | Authorisation: the parameters behind the verdict, then further details
ParameterMonex PaySmart OK | Authorisation
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeks — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size14 MB69 MB
Age rating4+4+
DeveloperMonex Europe LtdEastern Enterprise

In-app purchases

None

Monex Pay

No in-app purchases

None

Smart OK | Authorisation

No in-app purchases

Questions

Is Monex Pay free?
Monex Pay is free to download, with no in-app purchases.
Is Smart OK | Authorisation free?
Smart OK | Authorisation is free to download, with no in-app purchases.
Do Monex Pay or Smart OK | Authorisation have ads?
Neither Monex Pay nor Smart OK | Authorisation shows ads.
Which is updated more often, Monex Pay or Smart OK | Authorisation?
Monex Pay ships an update every 3 weeks, and Smart OK | Authorisation every 6 months. Most recently, Monex Pay was updated on October 12, 2026 and Smart OK | Authorisation on October 4, 2026.

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