Comparison

Zenith Scan To Pay vs Quantum Zenith

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zenith Scan To Pay

This app allows users to make and receive payments using QR codes, eliminating the need for cash or physical cards. It supports payments at merchants displaying mVisa or Masterpass logos and offers secure sign-in options.

Highlights
  • Scan merchant QR codes for payment
  • Generate and share QR codes to receive payments
  • Touch-ID and Face-ID sign-in
  • Self-service options
  • Account and debit card registration
  • Email and SMS transaction notifications
Features
Read full description

Shop without cash or your card. Payments can be made anywhere, anytime whenever the mVisa or masterpass logos are displayed. Unique Features · Touch-ID Sign-in · Face-ID Sign-in · Self Service options Registration: · Account Number registration · Debit card registration. Payments · Make payments by scanning a merchant QR code or entering Merchant ID · Receive payments by generating and sharing the QR code Who Is The Scan To Pay App For? The Scan to pay app is designed for all bank’s customers. How Do I Get Started? Simply download the Zenith Scan To Pay mobile app from the app store and register as a customer. You will be required to create a 4- digit pin which will be used to complete your transactions. Can I Add Another Account Phone Number? Yes. You can add another account number by going to Settings >> View/Edit Profile >> Add Account Which Account Number Will Be Debited? The account number selected before you scan to pay. How Will I Know If A Transaction Is Successful? You will receive an email notification and an SMS notification on your registered phone number with the bank. The app will show an on-screen notification. Is There A Transaction Limit? Yes. The limit is N500, 000 per transaction How Will Dispute(s) Be Resolved On This Platform? Kindly contact ZenithDirect, our 24hr interactive contact center on +234-1-2927000, +234-1-292-7000, zenithdirect@zenithbank.com

About

Quantum Zenith

Manage and build your investment portfolio with access to diverse financial products. Explore options like mutual funds, stock trading, and savings bonds to grow your wealth.

Highlights
  • Investment account management
  • Mutual funds
  • Stock trading
  • FBN Savings Bond
  • Trust Funds
Features
Read full description

The Quantum Zenith App helps you to maintain and create your investment account and provides you with various investment products such as: Mutual Funds Stock Trading FBN Savings Bond Trust Funds

Screenshots

Zenith Scan To Pay4 screens
Quantum Zenith3 screens

Verdict

The call

The clearest difference is rating: Zenith Scan To Pay at 3.8 against Quantum Zenith's 3.0. Zenith Scan To Pay also leads on ratings volume (11 vs 2) and iOS requirement (9.3 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zenith Scan To Pay holds the better App Store score, 3.8 against 3.0. That said, the two scores are not equally well evidenced: Zenith Scan To Pay has 11 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Zenith Scan To Pay ships an update every 2 weeks, Quantum Zenith fortnightly. The most recent releases landed on September 5, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 7 level
Zenith Scan To Pay versus Quantum Zenith: the parameters behind the verdict, then further details
ParameterZenith Scan To PayQuantum Zenith
PriceFreeFree
Rating3.8 (11 ratings) — better3.0 (2 ratings)
Positive reviews0.0% of reviews—
Number of ratings11 — better2
Update frequencyEvery 2 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.3 — better13.0
Further details — not scored
Size67 MB62 MB
Age rating4+4+
DeveloperZenith Bank PLCCyberspace Limited

Customer experience

Zenith Scan To Pay

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Quantum Zenith

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Zenith Scan To Pay

No in-app purchases

None

Quantum Zenith

No in-app purchases

Questions

Is Zenith Scan To Pay free?
Zenith Scan To Pay is free to download, with no in-app purchases.
Is Quantum Zenith free?
Quantum Zenith is free to download, with no in-app purchases.
Which has better reviews, Zenith Scan To Pay or Quantum Zenith?
Zenith Scan To Pay is rated higher. Zenith Scan To Pay averages 3.8 out of 5 from 11 ratings, while Quantum Zenith averages 3.0 from 2 ratings.
Do Zenith Scan To Pay or Quantum Zenith have ads?
Neither Zenith Scan To Pay nor Quantum Zenith shows ads.
Which is updated more often, Zenith Scan To Pay or Quantum Zenith?
Zenith Scan To Pay ships an update every 2 weeks, and Quantum Zenith fortnightly. Most recently, Zenith Scan To Pay was updated on September 5, 2026 and Quantum Zenith on September 8, 2026.

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