Comparison

SBAB! vs Northmill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SBAB!

Manage your home finances with ease. Track savings accounts, loans, and payments. Set savings goals, transfer money, and apply for mortgage pre-approvals. Designed for both new and existing customers.

Highlights
  • Manage savings accounts and transfers
  • Set savings goals
  • View and manage mortgage payments
  • Apply for mortgage pre-approval
  • Secure Mobile BankID login
  • Track loan amortization
Read full description

Get a complete overview of your home finances. Great for both new and existing SBAB customers. The app gives you a clear and easy way to manage your savings accounts, loans, and ongoing matters. - Log in quickly and securely using Mobile BankID - Keep track of your savings accounts, interest rates, and transfers - Set up monthly savings and create savings goals - Easily transfer money between your SBAB savings accounts and accounts at other banks - View and manage payments, interest, and amortization for your mortgages and personal loans - Apply for a pre-approval, calculate scenarios, and update it whenever needed - Get information about other SBAB products and offers To use Mobile BankID, you need a Swedish personal identity number, must order Mobile BankID through your online bank, and install the BankID security app. To log in to the SBAB app, the BankID app must be installed on the same phone.

About

Northmill

Manage your money with a free card and account, earn interest on savings, and consolidate loans to lower your rates. Access a flexible credit line for an extra financial buffer. This app aims to simplify your financial life.

Highlights
  • Free card and account with no hidden fees
  • Interest-earning savings accounts with deposit guarantee
  • Loan consolidation up to 300,000 SEK with guaranteed lower interest
  • Flexible credit line up to 50,000 SEK
  • Connect to Apple Pay
  • Card made from recycled plastic
Features
Read full description

Take full control of your finances – download the Northmill app for free! Join 600,000 others and experience how easy it is! Free card & account – no hidden fees - No foreign transaction fees when shopping abroad - No annual or withdrawal fees - Card made from recycled plastic - Connect to Apple Pay and start using it instantly Smarter savings with interest & deposit guarantee - Open a savings account quickly and easily - Your money grows with a government deposit guarantee - Start saving today – your future self will thank you Consolidate your loans & lower your interest rate - With our loan consolidation, you can combine loans up to 300,000 SEK - If you meet the criteria, we guarantee a lower interest rate - Simplify your finances – fewer loans, lower monthly costs Flexible credit line – borrow up to 50,000 SEK - Individual interest rates & smooth transfers - Pay only for the amount you use - Perfect as an extra buffer – no annual fees More to come! We are constantly working to improve our services and build the bank of the future together with you. Stay tuned for new smart features!

Screenshots

SBAB!4 screens
Northmill4 screens

Verdict

The call

The clearest difference is ratings volume: SBAB! at 56 against Northmill's 17. Northmill's advantage is iOS requirement (15.1 vs 18.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for SBAB! against 4.8 for Northmill. Both are backed by a comparable volume of ratings — 56 and 17 respectively.

UpkeepUpdate frequency

SBAB! ships an update every 9 days, Northmill weekly. The most recent releases landed on September 17, 2026 and September 20, 2026 respectively.

Scorecard2 real differences · 8 level
SBAB! versus Northmill: the parameters behind the verdict, then further details
ParameterSBAB!Northmill
PriceFreeFree
Rating4.7 (56 ratings)4.8 (17 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings56 — better17
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size47 MB181 MB
Age rating4+4+
DeveloperSBAB Bank AB (publ)Northmill Bank AB

Customer experience

SBAB!

All ratings56 ratings
Positive94.6%
Neutral1.8%
Negative3.6%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Northmill

All ratings17 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SBAB!

No in-app purchases

None

Northmill

No in-app purchases

Questions

Is SBAB! free?
SBAB! is free to download, with no in-app purchases.
Is Northmill free?
Northmill is free to download, with no in-app purchases.
Which has better reviews, SBAB! or Northmill?
Northmill is rated higher. SBAB! averages 4.7 out of 5 from 56 ratings, while Northmill averages 4.8 from 17 ratings.
Do SBAB! or Northmill have ads?
Neither SBAB! nor Northmill shows ads.
Which is updated more often, SBAB! or Northmill?
SBAB! ships an update every 9 days, and Northmill weekly. Most recently, SBAB! was updated on September 17, 2026 and Northmill on September 20, 2026.

Other comparisons