Comparison

Cepte Cardif vs Subly Subscriptions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cepte Cardif

Access and manage your pension fund contracts and life insurance policies on the go. View detailed savings, interest, coverage amounts, and contribution history. Perform transactions like changing payments or fund distribution, and use a simulator to predict future savings.

Highlights
  • View pension fund details
  • Manage life insurance policies
  • Track savings and interest
  • Review coverage amounts
  • Simulator for future savings
  • Change monthly payments
  • Adjust fund distribution
Features
Read full description

This is hybrid application for our retail customers to reach their products in our company anytime anywhere thru their smart phone. With this application, customers can view detailed information about their pension fund contracts and life insurance policies. To mention briefly; application has two main homepages and some submenus. Pension funds and Insurance Policies. In the pension funds homepage, customers can view total numbers in a dashboard about their products such as the amount of total savings and gained interest etc. In the insurance home page, they can see the types and total amounts of coverages their policies provide. In the subpages, for pension funds, detailed information like monthly contribution, additional one time contributions, government contribution etc. can be found. For insurance products , details like amount of coverage per policy , amount of premium and payment history etc. can be found in the insurance submenu. Three transaction can be performed in total which are all related to pension funds contracts. Changing the amount of monthly payment , changing the fund distribution in a pension funds contract, taking the request of cancellation for a funds contract within the first two months. In addition to these features, application also includes a simulator for customers to predict the total savings for a pension funds contract by inputting different parameters i.e. starting age, retirement age, monthly and additional interim payments.

About

Subly Subscriptions

Features
Read full description

Subly is the subscription tracker that respects your privacy: no account, no cloud, and nothing you enter ever leaves your phone. It even works in airplane mode. STOP PAYING FOR FORGOTTEN SUBSCRIPTIONS Netflix, Spotify, iCloud, the gym, meal boxes… small charges add up quietly. Subly shows your true monthly and yearly total and reminds you before every charge, so you can cancel in time. FREE FEATURES • Track up to 5 active subscriptions • Weekly, monthly, quarterly, yearly or custom billing cycles • Smart reminders before each charge (survive phone restarts) • Monthly & yearly totals, sorted by next billing date • Quick-add catalog with popular services • Works 100% offline from the first launch PREMIUM — ONE PAYMENT, YOURS FOREVER (no subscription!) • Unlimited subscriptions • Statistics: spending by category, 12-month trend, yearly projection • Multi-currency totals with your own exchange rates • Price-increase history per subscription • Encrypted backup & CSV export • Themes, AMOLED black & accent colors • Ad-free forever PRIVACY, FOR REAL Subly has no servers and no accounts. Nothing you enter — subscriptions, prices, notes — leaves your device, and we never see it. The free version is funded by ads delivered through Google AdMob, which may use your device's advertising ID to pick them; on iOS you decide in the system tracking prompt, and declining simply means non-personalized ads. Premium removes advertising completely. Download Subly and take back control of your recurring spending.

Screenshots

Cepte Cardif4 screens
Subly Subscriptions4 screens

Verdict

The call

The clearest difference is in-app purchases: Cepte Cardif at none against Subly Subscriptions's 1. Cepte Cardif also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subly Subscriptions sells 1 one-off in-app purchase. Cepte Cardif asks for nothing beyond the download.

UpkeepUpdate frequency

Cepte Cardif ships an update every 3 months, Subly Subscriptions every 2 months. The most recent releases landed on October 7, 2026 and September 29, 2026 respectively.

Scorecard2 real differences · 8 level
Cepte Cardif versus Subly Subscriptions: the parameters behind the verdict, then further details
ParameterCepte CardifSubly Subscriptions
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews11.8% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size14 MB28 MB
Age rating4+4+
DeveloperBnp Paribas Cardif TurkiyeGokhan Oksak

In-app purchases

None

Cepte Cardif

No in-app purchases

1 purchases

Subly Subscriptions

One-time1
  • Subly Premium Lifetime$4.99

Questions

Is Cepte Cardif free?
Cepte Cardif is free to download, with no in-app purchases.
Is Subly Subscriptions free?
Subly Subscriptions is free to download, with in-app purchases available.
Do Cepte Cardif or Subly Subscriptions have ads?
Subly Subscriptions shows ads; Cepte Cardif does not.
Which is updated more often, Cepte Cardif or Subly Subscriptions?
Cepte Cardif ships an update every 3 months, and Subly Subscriptions every 2 months. Most recently, Cepte Cardif was updated on October 7, 2026 and Subly Subscriptions on September 29, 2026.

Other comparisons