AJ Refinery vs CaratPay

We at AJ Gold, generally encourage, identify and capitalize upon developing ideas from everywhere, both inside and outside the company. Our belief to think big and act big and being bold in our decisions and actions has been a crucial factor in our growth. We make consistent efforts for developing and enhancing our business by exploring various parts of the world. We aggressively seek suppliers of Gold & Silver Dore bars from any part of the world for importing at our refinery in India. AJ Refinery's App for IOS is now available for download for free!

CaratPay – Digital Platform for Retail Jewellers CaratPay is a digital platform built exclusively for retail jewellers to manage gold savings plans, customer workflows, and bullion operations in a simple and structured way. Designed as a jeweller-first solution, CaratPay enables businesses to digitise their gold savings ecosystem while maintaining full control over customer relationships. What you can do with CaratPay • Launch your own white-label gold savings app • Digitally onboard and manage customers • Enable real-time and automated savings plans • Support real-time gold booking for customers • Track transactions, instalments, and activity logs • Request physical gold delivery as per your process Gold savings, simplified CaratPay helps jewellers organise and track gold savings schemes operated by them. • View customer savings balances • Monitor instalments and booking history • Maintain structured and transparent records All savings plans are fully managed by jewellers independently. Built for operational efficiency Bring your day-to-day gold operations into one place with tools designed for clarity, control, and scalability. CaratPay acts as an operational platform and does not function as a consumer investment or trading app. Important Disclosures • CaratPay does not offer investment products • CaratPay does not promise returns or appreciation • CaratPay does not provide financial advice • CaratPay does not offer lending or credit facilities • All gold savings schemes are managed independently by jewellers