SOL Indonesia vs POSPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SOL Indonesia
This digital banking app offers a simple, fast, and secure way to manage your finances. It allows for easy transactions, bill payments, and foreign currency transfers with convenient login options.
- PIN-based transactions
- Shareable e-slips
- Biometric login (TouchID, FaceID)
- Customizable quick transaction menus
- Domestic and foreign currency transfers
- Extensive bill payment options
- Online time deposits
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SOL is a new digital banking product from Shinhan Bank. With 3 new concepts (simple, fast and cute), SOL will provide convenience to its users Advantages: 1. Easy * OTP is not needed to make transaction, simply use 6 digits PIN * Share E-Slip via WhatApp messenger or SMS 2. Fast * Experience the quick way of login TouchID, FaceID, Pattern or just 6 digits number * Setup preferred menu and quick transaction on main menu. Furthermore, widget transfer is possible from Home screen 3. Safe * SOL can be used in 1 device only * 24 hours freeze period after the user is activated on other device Product & Services: 1. Transfer * Domestic Transfer (Online/SKN/RTGS/Phone Number Transfer) * Foreign Currency Transfer a. Overseas Transfer (up to 80% discount to USD/AUD/EUR/SGD/HKD/JPY) b. FX Transfer Within Shinhan (Available between IDR & USD account) 2. Bill Payment * Prepaid & Postpaid a. Prepaid: PLN Prepaid, Telkomsel, XL, Tri, Smartfren b. Postpaid: Telkompay, Telkomsel Halo, PLN Postpaid * Online Biller (coming soon) a. Top Up: GOPAY & OVO b. Airline: Sriwijaya Air * Tax MPN * Credit Card 3. Online Time Deposit * Min Rp 1,000,000/USD 100 * No opening fee * No cancellation penalty How to use: 1. Download 'Shinhan SOL' 2. Open SOL and enter UserID & Password (Use existing userID and password / visit branch to register SOL) 3. Enter SMS OTP and create 6 digit M-OTP PIN 4. Experience convenient functions * For easy login use "Change Login Method" Choose among TouchID, FaceID (for iPhoneX and above), simple password and pattern * For Widget Transfer a. Click menu and choose Transfer menu b. Click "Manage Quick Transaction" c. Click "Register" or click menu from list and click "Register Shortcut Menu" See more detail by visiting this URL: https://shinhan.co.id/sol
POSPAY
This app provides mobile access to financial services and transactions for Giropos account holders. It allows for bill payments, money transfers, financial management, and QR code payments. It extends the reach of PT Pos Indonesia's extensive service network.
- Bill payment for utilities, installments, and more
- Instant money transfers via Weselpos Instan
- Giropos account management
- QR code scanning for merchant payments
- Financial planning tools
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POSPAY adalah platform digital berbasis rekening Giropos yang diberikan kepada pemilik rekening Giropos sehingga dapat mengakses layanan Giropos dan layanan transaksi keuangan pos lainnya secara ‘mobile’. Dengan menggunakan ‘POSPAY Anda diberikan kemudahan dan fasilitas layanan transaksi keuangan secara ‘mobile’ yang dapat diakses kapan saja dan dimana saja seperti: a. Layanan Bill Payment: Pembayaran berbagai Tagihan : Listrik, PDAM, Cicilan Motor, Mobil, BPJS, Pembelian pulsa, token listrik dan masih banyak lagi. b. Pengiriman Uang melalui layanan Weselpos Instan. Kirim uang secepat sms. c. Pengelolaan Keuangan melalui Layanan Giropos: menyimpan dana di rekening Giropos, mudah, aman dan nyaman. d. Fasilitas Scan QR Code untuk pembayaran/pembelian via merchant/Micro Payment dengan basis Rekening Giropos. e. Perencanaan Keuangan dll. Layanan ‘POSPAY’ melengkapi jaringan dan titik layanan (Point of Sales) PT Pos Indonesia (Persero) yang sudah tersedia sebelumnya sekitar 58.700 titik dalam bentuk Kantorpos, Agenpos, Mobile Postal Service, dan lain-lain di seluruh Indonesia. Gunakan POSPAY untuk kemudahan dan kenyamanan kebutuhan layanan transaksi keuangan Anda.
Screenshots
Verdict
The clearest difference is rating: SOL Indonesia at 3.0 against POSPAY's 1.7. SOL Indonesia also leads on ads (none vs shown) and review sentiment (50% vs 15%). POSPAY's advantage is ratings volume (11 vs 1). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SOL Indonesia holds the better App Store score, 3.0 against 1.7. That said, the two scores are not equally well evidenced: POSPAY has 11 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 50% of SOL Indonesia's written reviews are positive against 15% of POSPAY's.
SOL Indonesia ships an update every 2 months, POSPAY every 6 weeks. The most recent releases landed on October 8, 2026 and October 24, 2026 respectively.
| Parameter | SOL Indonesia | POSPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) — better | 1.7 (11 ratings) |
| Positive reviews | 50.0% of reviews — better | 15.3% of reviews |
| Number of ratings | 1 | 11 — better |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 197 MB | 155 MB |
| Age rating | 4+ | 4+ |
| Developer | SHINHAN BANK | PT. Pos Indonesia (Persero) |
Customer experience
SOL Indonesia
POSPAY
In-app purchases
SOL Indonesia
No in-app purchases
POSPAY
No in-app purchases
