Comparison

MORTGAGE vs mortgageCalc2

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MORTGAGE

Calculate monthly mortgage payments quickly and easily. Adjust loan parameters with intuitive gestures or precise input methods. Save frequently used calculations and share loan offers with clients.

Highlights
  • Quick monthly payment calculation
  • Intuitive parameter adjustment
  • Precise input via keyboard
  • Save custom loan lists
  • Share loan offers
Features
Read full description

Quick calculation of the amount of monthly payments for a mortgage. Quickly! Conveniently! Easily! • Change the values of loan parameters by simply swiping your finger on the numbers; • Correct the value of the parameter with the "+" and "-" buttons; • Set the exact value of the parameter through the keyboard simply by clicking on the corresponding field; • Keep frequently used sets of credit parameters in your own lists; • Send credit offers to your customers on the mail or through private messages. ------------------------------------------ We always welcome your feedback! If you have any suggestions or questions, please write to us: support@it-effects.com

About

mortgageCalc2

This app helps you determine how much house you can afford based on your desired monthly payment and interest rates. It offers features to calculate mortgage costs, analyze income percentages, and even find homes for sale online with commute cost calculations.

Highlights
  • Calculate home affordability by monthly payment
  • Analyze mortgage costs with different interest rates
  • Calculate income percentage for mortgage qualification
  • Find homes for sale online
  • Calculate commute costs from new home
  • Save favorite homes on map
Features
Read full description

MortgageCalc2 Does It ALL.... Calculate how much House you can Afford using your Desired Monthly Payment Enter 2 Different Interest Rates to Calculate a Range of Home Values for ANY Repayment Term Easily calculate 15yr Fixed Rates / 30yr Fixed Rates / or Any Term Automatically with One Button Calculate Percentages of Income....it Does It All Automatically! Find out how much that New Home will Cost you Per Day.... Check Addresses of Homes for Sale or Comps Easily Online with the REVERSE ADDRESS FINDER Feature! ~ Save Your Favorite Homes for Sale in the "Map" Feature... With Automatic Distance Calculation in "Maps", you can Easily Calculate the Cost of Commuting from your New Home! Swap Payment Amounts or Interest Rates with a Touch of a Button... Use the "Reset Value" button to Enter Mortgage Loan Information from Scratch.... Calculate Important Numbers: 28% of income / 36% of income / Total Cost of Mortgage Payments Create Tables of Total Mortgage Costs Based on Desired Payments / Interest Rates / Repayment Periods Calculate Total Mortgage Cost Based on Loan Amount / Interest Rate / Repayment Period Automatically! MortgageCalc2 Accurately Calculates Mortgages worth BILLIONS OF DOLLARS $$$$$$$$$$$ !!!! *Now you can Calculate the Mortgage Payment Required to Purchase Buckingham Palace right from the Comfort of your iPhone!! Get the BEST DEAL on your Next House....... Face off against the Loan Officer like a Mathematical Martial Artist!! Now the BANK is your Dojo!!!

Screenshots

MORTGAGE4 screens
mortgageCalc24 screens

Verdict

The call

The clearest difference is price: MORTGAGE at Free against mortgageCalc2's $0.99. MORTGAGE also leads on update cadence (every 9 days vs every 2 months) and ratings volume (70 vs 1). mortgageCalc2's advantage is rating (5.0 vs 4.5). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

MORTGAGE is free to download; mortgageCalc2 costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

mortgageCalc2 holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: MORTGAGE has 70 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

MORTGAGE ships an update every 9 days, mortgageCalc2 every 2 months. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

Scorecard6 real differences · 4 level
MORTGAGE versus mortgageCalc2: the parameters behind the verdict, then further details
ParameterMORTGAGEmortgageCalc2
PriceFree — better$0.99
Rating4.5 (70 ratings)5.0 (1 ratings) — better
Positive reviews42.3% of reviews—
Number of ratings70 — better1
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterPaid
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size13 MB24 MB
Age rating4+17+
DeveloperIT-EffectsJack McCormack

Customer experience

MORTGAGE

All ratings64 ratings
Positive87.5%
Neutral1.6%
Negative10.9%
Written reviews52 reviews
Positive42.3%
Neutral13.5%
Negative44.2%

mortgageCalc2

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MORTGAGE

No in-app purchases

None

mortgageCalc2

No in-app purchases

Questions

Is MORTGAGE free?
MORTGAGE is free to download, with no in-app purchases.
Is mortgageCalc2 free?
mortgageCalc2 costs $0.99, with no in-app purchases.
Which has better reviews, MORTGAGE or mortgageCalc2?
mortgageCalc2 is rated higher. MORTGAGE averages 4.5 out of 5 from 70 ratings, while mortgageCalc2 averages 5.0 from 1 ratings.
Do MORTGAGE or mortgageCalc2 have ads?
Neither MORTGAGE nor mortgageCalc2 shows ads.
Which is updated more often, MORTGAGE or mortgageCalc2?
MORTGAGE ships an update every 9 days, and mortgageCalc2 every 2 months. Most recently, MORTGAGE was updated on October 24, 2026 and mortgageCalc2 on October 19, 2026.

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