The MoneyTracker vs FinApp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
The MoneyTracker
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Money tracker is an expense manager app to keep a track on your monthly expenses so that you can manage them well. This is the best app that tracks your expenses and is designed to control on the extra expenses you make. It helps in reviewing your daily, monthly and yearly expenses and keeps record of every buck that you are spending. App Features: Adding expenses is quick and easy from the widget of the app. You can see or add expenses without opening the app from the widgets screen. Has iCloud to Sync your data. Export to CSV Pie chart representation for more interactive detail on your expenses. Can create your own custom expense category. Upcoming Features: TouchID Theme options Siri Integration
FinApp
This personal finance app keeps your financial data private by storing it solely on your device. It offers automatic transaction categorization, spending insights, and recurring bill tracking, all without requiring an account or sending data to external servers.
- On-device data storage
- Automatic transaction categorization
- Net worth tracking
- Spending insights and trends
- Recurring bill detection
- Searchable transaction history
- Customizable account grouping
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FinApp is a personal-finance app built around one idea: your money data should stay on your phone. Connect your bank through SimpleFin and FinApp pulls in your accounts and transactions, then organizes them into a clear picture of where your money goes — without sending your financial data to any server we run. There's no account to create and nothing to track. WHAT YOU GET • Net worth at a glance — every account in one balance, with a history graph you can scrub through across time ranges from a month to all time. • Automatic categories — transactions are sorted into Groceries, Dining, Transport, Subscriptions, and more, with rules you can tune and a Dashboard list that curates itself around where you actually spend. • Spending insight — see your top categories each month and a six-month trend. • Budgets — set a monthly limit per category and track it right on your Dashboard, with an alert the moment you go over. • Quick review — file uncategorized charges in seconds with a swipe-to-categorize flow that suggests the right category for you. • Recurring bills — FinApp spots subscriptions and repeating charges, flags price increases, and a calendar view shows what's due when. • Transactions, searchable — one filter for category, month, and income vs. spending, with active filters shown as chips; attach your own notes to any charge and export everything to CSV. • Accounts, your way — group by type, collapse and sort sections, rename accounts, and add manual accounts (property, loans, cash) alongside synced ones. PRIVATE BY DESIGN • Your data is stored only on your device, in an encrypted local database. • No analytics, no ads, no third-party tracking SDKs. • The only network connection is to SimpleFin Bridge, to fetch the data you ask for. • Lock the app behind Face ID or your passcode. • Clear all local data anytime, right from Settings. JUST LOOKING? Tap "Preview with sample data" in Settings to explore the whole app with realistic example data — no bank connection needed. FinApp requires a SimpleFin account to connect your bank. SimpleFin is a separate service; see https://simplefin.org. Instructions on how to setup SimpleFin with the FinApp app can be found here: https://normanhoang.github.io/fin_app/simplefin-setup
Screenshots
Verdict
The MoneyTracker and FinApp are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
The MoneyTracker ships an update every 2 weeks, FinApp every 10 days. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.
| Parameter | The MoneyTracker | FinApp |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 8 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Mehul Panchal | Nha Hoang |
In-app purchases
The MoneyTracker
No in-app purchases
FinApp
No in-app purchases








