Comparison

Debts vs Loans Debts Diary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debts

This app helps you track all your loans and debts in one place. It offers a user-friendly interface with flexible settings, allowing you to manage contacts, set payment reminders, and view balances across multiple currencies. Record partial repayments and keep a detailed payment history.

Highlights
  • Manage all loans and debts
  • User-friendly interface
  • Contact management
  • Payment reminders via SMS/Email
  • Multi-currency support
  • Record partial repayments
  • Payment history tracking
Features
Read full description

Debts — all your loans and borrowings in one place A simple and intuitive app to manage your debts and loans. • Friendly and easy-to-use interface • Flexible settings for your needs Contacts • Select people from your contact list or add them manually Reminders • Send payment reminders via SMS or Email directly from the app • Call your debtor with a single tap Balance • View total balance for each currency Notifications • Set up custom reminders for repayment • Choose exact date and time of notification Currencies • Supports multiple currencies • Create, edit, and set a default currency Payments • Record partial repayments • Keep track of all payment history Full version Debts is free for up to 2 debts. The full version unlocks unlimited debts: choose a monthly or yearly subscription, or buy it once and keep it forever. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account. You can manage or cancel your subscription in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appbysnap.tilda.ws/privacypolice

About

Loans Debts Diary

Features
Read full description

Forget who owes you? It is a simple free app for record debts. Features: - Record debts/loans. - Add photo or take a picture the debt. - Receive local notifications. - Work offline. If you have any questions or suggestions about app, do not hesitate to contact me at mykolaapps@gmail.com.

Screenshots

Debts4 screens
Loans Debts Diary4 screens

Verdict

The call

The clearest difference is in-app purchases: Loans Debts Diary at none against Debts's 5. Loans Debts Diary also leads on iOS requirement (12.4 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debts sells 4 in-app purchases, starting at $0.99 per month. Loans Debts Diary asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Debts versus Loans Debts Diary: the parameters behind the verdict, then further details
ParameterDebtsLoans Debts Diary
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews44.4% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 days—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS26.012.4 — better
Further details — not scored
Size3 MB1 MB
Age rating4+4+
DeveloperAlexander SeninMykola Levchenko

In-app purchases

4 purchases

Debts

Subscriptions2
  • Monthly$0.991 Month
  • Yearly$8.991 Year
One-time2
  • Tip the developer$0.99
  • Full version — lifetime2 variants$19.99
None

Loans Debts Diary

No in-app purchases

Questions

Is Debts free?
Debts is free to download, with in-app purchases available.
Is Loans Debts Diary free?
Loans Debts Diary is free to download, with no in-app purchases.
Do Debts or Loans Debts Diary have ads?
Neither Debts nor Loans Debts Diary shows ads.

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