Debts vs DivUp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debts
This app helps you track all your loans and debts in one place. It offers a user-friendly interface with flexible settings, allowing you to manage contacts, set payment reminders, and view balances across multiple currencies. Record partial repayments and keep a detailed payment history.
- Manage all loans and debts
- User-friendly interface
- Contact management
- Payment reminders via SMS/Email
- Multi-currency support
- Record partial repayments
- Payment history tracking
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Debts — all your loans and borrowings in one place A simple and intuitive app to manage your debts and loans. • Friendly and easy-to-use interface • Flexible settings for your needs Contacts • Select people from your contact list or add them manually Reminders • Send payment reminders via SMS or Email directly from the app • Call your debtor with a single tap Balance • View total balance for each currency Notifications • Set up custom reminders for repayment • Choose exact date and time of notification Currencies • Supports multiple currencies • Create, edit, and set a default currency Payments • Record partial repayments • Keep track of all payment history Full version Debts is free for up to 2 debts. The full version unlocks unlimited debts: choose a monthly or yearly subscription, or buy it once and keep it forever. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account. You can manage or cancel your subscription in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appbysnap.tilda.ws/privacypolice
DivUp
Easily divide shared expenses among friends. This application simplifies the process of splitting bills and tracking who owes what, making group outings and shared living arrangements hassle-free.
- Split receipts with friends
- Easy expense tracking
- Manage shared bills
- Fast and simple interface
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DivUp is a fast and easy way to split receipts with your friends.
Screenshots
Verdict
Debts and DivUp both sit at 5.0 stars, but that hides the real split: 100% of DivUp's written reviews are positive against 44% of Debts's. DivUp also leads on in-app purchases (none vs 5) and iOS requirement (13.0 vs 26.0). Debts's advantage is update cadence (every 2 days vs every 7 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debts sells 4 in-app purchases, starting at $0.99 per month. DivUp asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Debts against 5.0 for DivUp. Both are backed by a comparable volume of ratings — 2 and 5 respectively. Written reviews are what separate them: 44% of Debts's written reviews are positive against 100% of DivUp's.
Debts ships an update every 2 days, DivUp every 7 months. Both last shipped on November 3, 2026.
| Parameter | Debts | DivUp |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (5 ratings) |
| Positive reviews | 44.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 | 5 — better |
| Update frequency | Every 2 days — better | Every 7 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 26.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 3 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Alexander Senin | Sonu Chopra |
Customer experience
Debts
DivUp
In-app purchases
Debts
- Monthly$0.991 Month
- Yearly$8.991 Year
- Tip the developer$0.99
- Full version — lifetime2 variants$19.99
DivUp
No in-app purchases









