Comparison

Debts vs Subs

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debts

This app helps you track all your loans and debts in one place. It offers a user-friendly interface with flexible settings, allowing you to manage contacts, set payment reminders, and view balances across multiple currencies. Record partial repayments and keep a detailed payment history.

Highlights
  • Manage all loans and debts
  • User-friendly interface
  • Contact management
  • Payment reminders via SMS/Email
  • Multi-currency support
  • Record partial repayments
  • Payment history tracking
Features
Read full description

Debts — all your loans and borrowings in one place A simple and intuitive app to manage your debts and loans. • Friendly and easy-to-use interface • Flexible settings for your needs Contacts • Select people from your contact list or add them manually Reminders • Send payment reminders via SMS or Email directly from the app • Call your debtor with a single tap Balance • View total balance for each currency Notifications • Set up custom reminders for repayment • Choose exact date and time of notification Currencies • Supports multiple currencies • Create, edit, and set a default currency Payments • Record partial repayments • Keep track of all payment history Full version Debts is free for up to 2 debts. The full version unlocks unlimited debts: choose a monthly or yearly subscription, or buy it once and keep it forever. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account. You can manage or cancel your subscription in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appbysnap.tilda.ws/privacypolice

About

Subs

Features
Read full description

Take control of your finances with Subs-Tracker the ultimate app for tracking your subscriptions and recurring payments! Stay on top of your monthly and yearly spending and gain a clear understanding of where your money is going. Key Features: - Track Subscriptions with Ease: Add all your subscriptions in one place, from streaming services to gym memberships. - Organize by Categories: Group your subscriptions into categories for better organization and clarity. - Monthly & Yearly Overviews: Get a clear breakdown of how much you're spending each month or year. - Easy Insights: Spot trends in your spending and make smarter financial decisions. Whether you're managing just a few subscriptions or juggling dozens, Subs-Tracker makes it simple and intuitive to stay in control of your recurring expenses. Download now and start saving!

Screenshots

Debts4 screens
Subs4 screens

Verdict

The call

The clearest difference is update cadence: Subs at every 3 days against Debts's every 6 months. Subs also leads on iOS requirement (17.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debts sells 5 in-app purchases, starting at $0.99 per month and Subs sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Debts ships an update every 6 months, Subs every 3 days. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Debts versus Subs: the parameters behind the verdict, then further details
ParameterDebtsSubs
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews44.4% of reviews—
Number of ratings2 — better—
Update frequencyEvery 6 monthsEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.017.6 — better
Further details — not scored
Size3 MB1 MB
Age rating4+4+
DeveloperAlexander SeninJuan Casanueva

In-app purchases

5 purchases

Debts

Subscriptions2
  • Monthly$0.991 Month
  • Yearly$8.991 Year
One-time3
  • Tip developer$0.99
  • Full version$19.99
  • Full version — lifetime$19.99
1 purchases

Subs

One-time1
  • Buy me a coffee$0.99

Questions

Is Debts free?
Debts is free to download, with in-app purchases available.
Is Subs free?
Subs is free to download, with in-app purchases available.
Do Debts or Subs have ads?
Neither Debts nor Subs shows ads.
Which is updated more often, Debts or Subs?
Debts ships an update every 6 months, and Subs every 3 days. Most recently, Debts was updated on October 26, 2026 and Subs on October 25, 2026.

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