Comparison

IFAST CAP vs Paytend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IFAST CAP

Features
Read full description

This is a mobile application that designated for CUTA companies who partnering with iFAST platform in Malaysia, exclusively designed to assist the financial planners and clients in streamline the investment processes as well as to reduce the unwanted transactions paraphernalia. By digitalizing the documents to mobile app, the financial planners will be able to provide their clients a seamless, efficient and better investment advisory experiences with this iFAST mobile app. In this app, the financial planners are able to facilitating the creation of transactions across multiple investment solutions for adviser-assisted clients. Both financial planners and clients can view up-to-date investment holdings at a glance and cash account balances on demand. The financial planners can create buy, sell or switch transactions for Unit Trusts, Bonds, Managed Portfolios, Cash Account, and also apply for Regular Savings Plans (RSPs) or Regular Drawdown Plan (RDPs). Clients are able to approve transactions, view historical transactions and so on. In addition, digital non-F2F account opening, research articles, two-factor authentication (2FA) with Biometrics for security, watchlist, comparison tools and features are all equipped in this mobile app. Aggregate your investments on the iFAST platform and view your consolidated portfolio holdings 24/7 anytime, anywhere. iFAST Capital Sdn. Bhd. (“iFAST”) is a part of iFAST Corporation Ltd (“iFAST Corp”), one of Asia’s largest listed wealth management fintech platform headquartered in Singapore, providing a comprehensive range of investment solutions and services to financial advisory firms, financial institutions, banks, multinational companies, as well as retail and high net worth investors Asia powered by our in-house IT system. iFAST is a holder of a Capital Markets Services License (CMSL) and is licensed by Securities Commission Malaysia since year 2008. iFAST is a Federation of Investment Managers Malaysia (FiMM) registered Institutional Unit Trust Adviser (IUTA) and Institutional Private Retirement Scheme Adviser (IPRA). iFAST is also an approved Financial Adviser licensed by the Central Bank of Malaysia to conduct financial advisory business and a Participating Organisation of Bursa Malaysia Securities Berhad. The iFAST Capital mobile application is developed by iFAST Corporation Ltd which has empowered over 10,000 wealth/financial advisers and 620,000 customers in 5 markets* over the past two decades. *as of 30 June 2021

About

Paytend

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

Highlights
  • SEPA account opening
  • Global money transfers
  • Currency exchange
  • Virtual and physical card issuance
  • Business payment solutions
  • Cross-border e-commerce settlement
Features
Read full description

Manage your money and business, everything is in hand. Payend is an innovative fintech institution that offers banking accounts, card issuance, and acquiring services. As a company holding an EU EMI license (EMI LB000480), Paytend strictly adheres to the General Data Protection Regulation (GDPR) and the Payment Services Directive 2 (PSD2) of the European Union to ensure the privacy and security of user data. Get your SEPA account Apply online for your own SEPA account by using the Paytend App, your name, your own IBAN Transfer your Money globally The fastest single euro payment area payment within 1 minute by SEPA Instant SWIFT receipt and payment support your cross-border wire transfer in 37 currencies from 57 countries Global Money Transfer to China UnionPay Card without limit Exchange currencies at the real-time rate Mutual exchange of 37 currencies, real-time exchange rates, no exchange difference, and free of commission fee Get your Bank Card with clicks Visa Card, Master Card, online real-time card issuance, support global consumption and ATM withdrawal, make payments online and in-store. Business executive solution Cross-border e-commerce settlement, fast, efficient, and ultra-low commission fee. Paytend business account boasts a powerful system for gathering and transferring funds worldwide, capable of handling batch payments.

Screenshots

IFAST CAP4 screens
Paytend3 screens

Verdict

The call

The clearest difference is update cadence: IFAST CAP at every 9 days against Paytend's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IFAST CAP ships an update every 9 days, Paytend every 3 weeks. The most recent releases landed on October 12, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 7 level
IFAST CAP versus Paytend: the parameters behind the verdict, then further details
ParameterIFAST CAPPaytend
PriceFreeFree
Positive reviews—53.8% of reviews
Update frequencyEvery 9 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size301 MB124 MB
Age rating4+4+
DeveloperiFAST Corporation LtdPAYTEND EUROPE UAB

In-app purchases

None

IFAST CAP

No in-app purchases

None

Paytend

No in-app purchases

Questions

Is IFAST CAP free?
IFAST CAP is free to download, with no in-app purchases.
Is Paytend free?
Paytend is free to download, with no in-app purchases.
Do IFAST CAP or Paytend have ads?
Neither IFAST CAP nor Paytend shows ads.
Which is updated more often, IFAST CAP or Paytend?
IFAST CAP ships an update every 9 days, and Paytend every 3 weeks. Most recently, IFAST CAP was updated on October 12, 2026 and Paytend on October 14, 2026.

Other comparisons