IFAST CAP vs BiyaPay

This is a mobile application that designated for CUTA companies who partnering with iFAST platform in Malaysia, exclusively designed to assist the financial planners and clients in streamline the investment processes as well as to reduce the unwanted transactions paraphernalia. By digitalizing the documents to mobile app, the financial planners will be able to provide their clients a seamless, efficient and better investment advisory experiences with this iFAST mobile app. In this app, the financial planners are able to facilitating the creation of transactions across multiple investment solutions for adviser-assisted clients. Both financial planners and clients can view up-to-date investment holdings at a glance and cash account balances on demand. The financial planners can create buy, sell or switch transactions for Unit Trusts, Bonds, Managed Portfolios, Cash Account, and also apply for Regular Savings Plans (RSPs) or Regular Drawdown Plan (RDPs). Clients are able to approve transactions, view historical transactions and so on. In addition, digital non-F2F account opening, research articles, two-factor authentication (2FA) with Biometrics for security, watchlist, comparison tools and features are all equipped in this mobile app. Aggregate your investments on the iFAST platform and view your consolidated portfolio holdings 24/7 anytime, anywhere. iFAST Capital Sdn. Bhd. (“iFAST”) is a part of iFAST Corporation Ltd (“iFAST Corp”), one of Asia’s largest listed wealth management fintech platform headquartered in Singapore, providing a comprehensive range of investment solutions and services to financial advisory firms, financial institutions, banks, multinational companies, as well as retail and high net worth investors Asia powered by our in-house IT system. iFAST is a holder of a Capital Markets Services License (CMSL) and is licensed by Securities Commission Malaysia since year 2008. iFAST is a Federation of Investment Managers Malaysia (FiMM) registered Institutional Unit Trust Adviser (IUTA) and Institutional Private Retirement Scheme Adviser (IPRA). iFAST is also an approved Financial Adviser licensed by the Central Bank of Malaysia to conduct financial advisory business and a Participating Organisation of Bursa Malaysia Securities Berhad. The iFAST Capital mobile application is developed by iFAST Corporation Ltd which has empowered over 10,000 wealth/financial advisers and 620,000 customers in 5 markets* over the past two decades. *as of 30 June 2021

Feature Overview BiyaPay supports real-time exchange rate lookup and conversion for 200+ currencies, providing users with faster, lower-cost, and seamless online international remittance services. In addition to currency exchange, the platform offers an intelligent conversion calculator, cross-border remittance, U.S./Hong Kong stock investing services, and market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities—helping users manage funds and stay on top of market dynamics in one place. - Wallet: Covers asset management, receiving payments, transfers, deposits, and withdrawals. Supports crypto withdrawals and remittances at any time, with a clear view of account assets. - Instant Swap: After deposit, users can complete online multi-currency exchange with no preset limit, and withdraw funds to offshore bank accounts. - Wealth: Flexible wealth management service with daily yield settlement, automatically credited to available account balance. - Financial Asset Trading: Covers major markets including U.S. and Hong Kong stocks, with one account connected to multiple market opportunities. - Market Tracking: Supports market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities, helping users monitor real-time price moves, trends, and market rhythm. Product Advantages BiyaPay continuously enhances its compliance qualifications and service capabilities to provide global users with an integrated financial experience covering payments, international remittance, securities investment, and market tracking services. Whether for cross-border fund management or multi-market information access, users can do so more efficiently and with greater peace of mind. - Fast Account Opening: Fully online onboarding with a low barrier and high efficiency. - Convenient Funding: Supports multiple funding methods with simple operations and smoother fund transfers. - User-Friendly Interface: Clear trading flows, bilingual Chinese-English interface, plus 24/7 Chinese customer support. - Comprehensive Functions: Rich order options that support both beginners and advanced traders. - Broad Market Coverage: Provides market tracking for U.S. and Hong Kong stocks, cryptocurrencies, gold, silver, crude oil, and other commodities, so users can track multi-market information in sync. - Competitive Fees: Competitive fee structure for U.S. and Hong Kong stock investing, helping reduce trading costs. - Fund Security: Segregated custodial accounts and multi-layer security verification mechanisms to protect accounts and assets. Official Website & Support Official Website: https://www.biyapay.com/ Customer Service Email: service@biyapay.com Customer Service Telegram: https://t.me/biyapay001 Telegram Community: https://t.me/BiyaPay_ch