Arabi MobiCash vs Settle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Arabi MobiCash
This app simplifies and secures your mobile payments. It allows you to link multiple cards and pay using QR codes or bill numbers, keeping your money in your bank account and your details private.
- Fast and secure payments
- Pay via QR code or bill number
- Link multiple card types
- No card details stored on device
- Payment history tracking
- Customizable payment notifications
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Arabi MobiCash is a super app designed to complement your lifestyle by making payments easy without compromising your security. You can use it to make simple, fast and secure payments anytime, anywhere. The key advantages of using Arabi MobiCash are: • It provides simple, fast and secure payments on the go, anywhere • You choose how to pay (QR code, bill number) and what payment method to use (card, Apple Pay/Samsung Pay) • It can link to any card type and you can add as many cards as you like (credit, debit, prepaid, etc.) • It is not a prepaid wallet, so your money is kept safely in your bank account as intended • No card details are stored on your mobile device or shared with merchants • It is fully compliant with international data standards to ensure the protection of cardholder data • It is not tied to a specific card, bank, mobile network or handset • It doesn’t share your card details with the companies you are paying • The companies you are paying are verified and trusted • No hidden fees • It offers you visibility over your payments history so you can better track your spending • It can be set up to send payment confirmation notifications to your e-mail • It is customizable to your needs – placing you firmly in control How to start using Arabi MobiCash 1. Install Arabi MobiCash on your mobile device 2. Set up an account and add your preferred payment cards to your Arabi MobiCash wallet (VISA, Mastercard). Apple Pay/Samsung Pay will be automatically added to your wallet 3. To view the list of companies you can pay using Arabi MobiCash in your region, tap the Businesses tile on the Service Dashboard screen We always strive to improve our service, and are keen to hear about your Arabi MobiCash experience. Please send your feedback to arabi.mobile@arabbank.com.jo so we can learn from your suggestions and make improvements to our Service. Download MobiCash today and start making faster, more convenient and secure payments. For more information, please visit our website https://www.arabbank.com.jo/mainmenu/home/personal-banking/arabi-mobicash Terms and Conditions apply.
Settle
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Trips, dinners, shared rent - when several people have each paid for different things, working out who owes whom turns into arithmetic nobody wants to do at the end of a holiday. Settle keeps the running total and does that arithmetic for you. Add each expense as it happens and balances update immediately: who paid what, and who owes whom right now. When it is time to square up, Settle works out the fewest payments that clear every debt - so four people with tangled balances settle in two or three transfers instead of a dozen. SPLIT IT HOWEVER IT ACTUALLY HAPPENED Equally, by exact amounts, by percentage, by shares, or item by item off the receipt. One bill can have several payers. Anyone can sit out a single expense without leaving the group. BUILT FOR REAL TRIPS 17 currencies with live exchange rates, so a dinner paid in euros and a taxi paid in dinars end up in one honest total. Currencies with three decimal places - Jordanian dinar, Kuwaiti dinar, Bahraini dinar, Omani rial, Tunisian dinar - are handled to the fils rather than rounded to cents. SHARE THE RESULT, NOT A SPREADSHEET Send the settle-up summary straight to the group chat. Add a payment alias so people know exactly where to send their share. Mark each transfer paid as it lands. WORKS WITHOUT AN ACCOUNT No sign-up, no ads, no profile of you. Everything lives on your device and works offline. Sign in only if you want to sync across your own devices or share a group with the people in it. ENGLISH AND ARABIC Fully translated, including right-to-left layout - not a mirrored afterthought.
Screenshots
Verdict
The clearest difference is update cadence: Settle at every 4 days against Arabi MobiCash's every 8 months. Settle also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Arabi MobiCash ships an update every 8 months, Settle every 4 days. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.
| Parameter | Arabi MobiCash | Settle |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (21 ratings) — better | — |
| Positive reviews | 28.6% of reviews | — |
| Number of ratings | 21 — better | — |
| Update frequency | Every 8 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 36 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Arab Bank PLC | Zaid Haddadin |
In-app purchases
Arabi MobiCash
No in-app purchases
Settle
No in-app purchases









