Comparison

UPpay vs OneBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UPpay

Make payments effortlessly with a single tap of your phone. Eliminate the need for physical cards or cash when using payment machines.

Highlights
  • Contactless payments
  • Tap to pay
  • No physical card needed
  • No cash needed
  • Simple payment process
Features
Read full description

Você não precisará mais ter que passar o cartão ou andar com dinheiro para pagamentos em máquinas; Com um único toque em seu phone, fazer pagamentos ficou simples.

About

OneBank

Manage your finances with a 100% digital bank account. Easily pay bills, receive payments, and make secure transfers. Load your prepaid card and make payments with QR Code technology.

Highlights
  • Digital bank account
  • Bill payments
  • Payment reception
  • Secure transfers
  • Prepaid card loading
  • QR Code payments
Features
Read full description

Conta Digital OneBank Pagar contas, receber pagamentos, toda a facilidade de uma conta bancária 100% digital e com toda a segurança. Para utilizar a Conta Digital OneBank é necessário abrir sua Conta Digital pelo Aplicativo. Pela Conta Digital você pode: - Fazer transferências bancárias para contas de mesma titularidade - Transferir dinheiro entre contas OneBank apenas com o número do celular - Carregar o seu cartão Pré-pago - Pagar contas e boletos - Realizar saques em estabelecimentos - Realizar pagamentos e transferências com QR Code usando a tecnologia PINSAFE - E muitas outras funcionalidades

Screenshots

UPpay4 screens
OneBank4 screens

Verdict

The call

The clearest difference is rating: OneBank at 4.8 against UPpay's 4.4. OneBank also leads on update cadence (monthly vs every 2 months). UPpay's advantage is ratings volume (22 vs 5) and iOS requirement (12.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OneBank holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 22 and 5 respectively. Written reviews point the same way: 22% of UPpay's written reviews are positive against 25% of OneBank's.

UpkeepUpdate frequency

UPpay ships an update every 2 months, OneBank monthly. The most recent releases landed on October 29, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 6 level
UPpay versus OneBank: the parameters behind the verdict, then further details
ParameterUPpayOneBank
PriceFreeFree
Rating4.4 (22 ratings)4.8 (5 ratings) — better
Positive reviews22.0% of reviews25.0% of reviews — better
Number of ratings22 — better5
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size50 MB75 MB
Age rating4+4+
DeveloperNAYAX BRASIL LTDAPROFINTACH - OneBank

Customer experience

UPpay

All ratings22 ratings
Positive86.4%
Neutral0.0%
Negative13.6%
Written reviews50 reviews
Positive22.0%
Neutral2.0%
Negative76.0%

OneBank

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

In-app purchases

None

UPpay

No in-app purchases

None

OneBank

No in-app purchases

Questions

Is UPpay free?
UPpay is free to download, with no in-app purchases.
Is OneBank free?
OneBank is free to download, with no in-app purchases.
Which has better reviews, UPpay or OneBank?
OneBank is rated higher. UPpay averages 4.4 out of 5 from 22 ratings, while OneBank averages 4.8 from 5 ratings.
Do UPpay or OneBank have ads?
Neither UPpay nor OneBank shows ads.
Which is updated more often, UPpay or OneBank?
UPpay ships an update every 2 months, and OneBank monthly. Most recently, UPpay was updated on October 29, 2026 and OneBank on October 7, 2026.

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