PWI Swipe vs OTM Card
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PWI Swipe
This app automatically donates the spare change from your credit card purchases to a nonprofit of your choice. Simply link your cards and shop as usual to make a difference with every transaction.
- Round up credit card purchases
- Donate spare change automatically
- Support chosen nonprofits
- Link debit, credit, and bank accounts
- Easy 3-step setup
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PWI Swipe is the newest way for you to give back to your favorite nonprofit. Swipe acts as a digital spare change jar - it rounds up your credit card purchases to the next dollar and automatically donates the change to your chosen nonprofit. Whether you buy a latte for $3.50 or a new TV for $525.50, the leftover $0.50 goes straight to the nonprofit. With PWI Swipe, every purchase makes a difference. Using PWI Swipe is as easy as 1, 2, 3. 1. Sign in using your Facebook, Twitter, Google, or PWI account. 2. Link your chosen debit, credit card, and/or bank accounts, and choose the nonprofit you'd like to support. 3. Shop as normal and watch your donations add up!
OTM Card
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OTM is a global multi-regulated financial service provider. OTM Card is linked to OTM live trading account and accepted at any POS, ATM, or online merchant globally. OTM Card mobile app offers access to various features, including issuing virtual cards, activation/deactivation of the card, balance and transaction inquiry, transfers (card-to-card/locally and internationally), and access to multiple payment services. OTM Standard features: • International Acceptance • Multi-Currency Acceptance • Online Access GET OTM World features: (in addition to the above) • Free and unlimited access to 900+ airport lounges worldwide • Pass-through electric gates at QAIA using the E-gate card without standing in line for a Passport Control for the departure or arrival • Travel Medical and Inconvenience Insurance • 10% discount on Luxury Serviced Apartments, complimentary daily house cleaning on stays over seven nights at Onefinestay properties across Europe, the US, and Australia • Up to 25% on Avis Car Rental • 15% discounts on Careem Rides
Screenshots
Verdict
The clearest difference is update cadence: PWI Swipe at every 3 months against OTM Card's every 14 months. PWI Swipe also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PWI Swipe ships an update every 3 months, OTM Card every 14 months. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.
| Parameter | PWI Swipe | OTM Card |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 months — better | Every 14 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 36 MB | 152 MB |
| Age rating | 4+ | 4+ |
| Developer | Project World Impact, LLC | Gate To Pay |
In-app purchases
PWI Swipe
No in-app purchases
OTM Card
No in-app purchases









