Comparison

PWI Swipe vs OTM Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PWI Swipe

This app automatically donates the spare change from your credit card purchases to a nonprofit of your choice. Simply link your cards and shop as usual to make a difference with every transaction.

Highlights
  • Round up credit card purchases
  • Donate spare change automatically
  • Support chosen nonprofits
  • Link debit, credit, and bank accounts
  • Easy 3-step setup
Features
Read full description

PWI Swipe is the newest way for you to give back to your favorite nonprofit. Swipe acts as a digital spare change jar - it rounds up your credit card purchases to the next dollar and automatically donates the change to your chosen nonprofit. Whether you buy a latte for $3.50 or a new TV for $525.50, the leftover $0.50 goes straight to the nonprofit. With PWI Swipe, every purchase makes a difference. Using PWI Swipe is as easy as 1, 2, 3. 1. Sign in using your Facebook, Twitter, Google, or PWI account. 2. Link your chosen debit, credit card, and/or bank accounts, and choose the nonprofit you'd like to support. 3. Shop as normal and watch your donations add up!

About

OTM Card

Read full description

OTM is a global multi-regulated financial service provider. OTM Card is linked to OTM live trading account and accepted at any POS, ATM, or online merchant globally. OTM Card mobile app offers access to various features, including issuing virtual cards, activation/deactivation of the card, balance and transaction inquiry, transfers (card-to-card/locally and internationally), and access to multiple payment services. OTM Standard features: • International Acceptance • Multi-Currency Acceptance • Online Access GET OTM World features: (in addition to the above) • Free and unlimited access to 900+ airport lounges worldwide • Pass-through electric gates at QAIA using the E-gate card without standing in line for a Passport Control for the departure or arrival • Travel Medical and Inconvenience Insurance • 10% discount on Luxury Serviced Apartments, complimentary daily house cleaning on stays over seven nights at Onefinestay properties across Europe, the US, and Australia • Up to 25% on Avis Car Rental • 15% discounts on Careem Rides

Screenshots

PWI Swipe4 screens
OTM Card4 screens

Verdict

The call

The clearest difference is update cadence: PWI Swipe at every 3 months against OTM Card's every 14 months. PWI Swipe also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PWI Swipe ships an update every 3 months, OTM Card every 14 months. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard2 real differences · 8 level
PWI Swipe versus OTM Card: the parameters behind the verdict, then further details
ParameterPWI SwipeOTM Card
PriceFreeFree
Rating4.0 (4 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 3 months — betterEvery 14 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size36 MB152 MB
Age rating4+4+
DeveloperProject World Impact, LLCGate To Pay

In-app purchases

None

PWI Swipe

No in-app purchases

None

OTM Card

No in-app purchases

Questions

Is PWI Swipe free?
PWI Swipe is free to download, with no in-app purchases.
Is OTM Card free?
OTM Card is free to download, with no in-app purchases.
Do PWI Swipe or OTM Card have ads?
Neither PWI Swipe nor OTM Card shows ads.
Which is updated more often, PWI Swipe or OTM Card?
PWI Swipe ships an update every 3 months, and OTM Card every 14 months. Most recently, PWI Swipe was updated on November 3, 2026 and OTM Card on November 7, 2026.

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