Comparison

mipagoamigo vs PAYGO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mipagoamigo

Easily pay bills, social security, and other services from your mobile device. Select your company, enter payment details, and choose your financial institution via PSE to complete transactions securely. Download payment receipts for your records.

Highlights
  • Pay bills and services
  • Secure transactions
  • PSE payment integration
  • Download payment receipts
  • Search for companies
Features
Read full description

Banco Caja Social presenta mipagoamigo, una aplicación desarrollada para dispositivos móviles para realizar el pago de sus facturas, recibos, seguridad social y otros servicios de una manera fácil, ágil y segura. Cómo puedo realizar mis pagos: Descargue la aplicación de Mi Pago Amigo. Ingrese el nombre de la empresa o selecciónela de una de las categorías disponibles. Digite su referencia y valor a pagar. Seleccione la entidad financiera desde donde va a realizar el pago a través de PSE. Descargue el comprobante de pago como soporte de la transacción. Importante: Recuerde que como cliente debe tener habilitada la clave de su entidad financiera para realizar el pago PSE. Consulte en HYPERLINK "http://www.mipagoamigo.com" www.mipagoamigo.com los convenios habilitados para recaudo

About

PAYGO

This platform offers a secure and convenient alternative to cash for students in educational institutions. It allows for easy payments, real-time spending monitoring, and control over purchases, including blocking specific items or categories.

Highlights
  • Secure alternative payment method
  • Real-time spending monitoring
  • Control over purchases
  • Block unwanted products/categories
  • View meal menu schedules
Features
Read full description

La plataforma payGo es un medio de pago alternativo que permite que niños y jóvenes no tengan que utilizar el efectivo en sus instituciones educativas. Beneficios: - Método fácil y seguro para pagar o recargar desde cualquier lugar. - Monitoreo del consumo en tiempo real. - Control de la alimentación. - Bloqueo de productos y categorías no deseados. - Consultar programación de menú de alimentación.

Screenshots

mipagoamigo4 screens
PAYGO4 screens

Verdict

The call

The clearest difference is rating: PAYGO at 3.0 against mipagoamigo's 2.4. mipagoamigo's advantage is ratings volume (40 vs 4). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PAYGO holds the better App Store score, 3.0 against 2.4. That said, the two scores are not equally well evidenced: mipagoamigo has 40 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 6% of mipagoamigo's written reviews are positive against 0% of PAYGO's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

mipagoamigo ships an update every 3 months, PAYGO every 2 months. The most recent releases landed on October 21, 2026 and September 29, 2026 respectively.

Scorecard2 real differences · 8 level
mipagoamigo versus PAYGO: the parameters behind the verdict, then further details
ParametermipagoamigoPAYGO
PriceFreeFree
Rating2.4 (40 ratings)3.0 (4 ratings) — better
Positive reviews6.2% of reviews — better0.0% of reviews
Number of ratings40 — better4
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size27 MB20 MB
Age rating4+4+
DeveloperBanco Caja SocialPAYGO S.A.S

Customer experience

mipagoamigo

All ratings34 ratings
Positive29.4%
Neutral11.8%
Negative58.8%
Written reviews65 reviews
Positive6.2%
Neutral9.2%
Negative84.6%

PAYGO

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

mipagoamigo

No in-app purchases

None

PAYGO

No in-app purchases

Questions

Is mipagoamigo free?
mipagoamigo is free to download, with no in-app purchases.
Is PAYGO free?
PAYGO is free to download, with no in-app purchases.
Which has better reviews, mipagoamigo or PAYGO?
PAYGO is rated higher. mipagoamigo averages 2.4 out of 5 from 40 ratings, while PAYGO averages 3.0 from 4 ratings.
Do mipagoamigo or PAYGO have ads?
Neither mipagoamigo nor PAYGO shows ads.
Which is updated more often, mipagoamigo or PAYGO?
mipagoamigo ships an update every 3 months, and PAYGO every 2 months. Most recently, mipagoamigo was updated on October 21, 2026 and PAYGO on September 29, 2026.

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