CAL Online vs Self Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CAL Online
Access real-time equity and debt market data and trade seamlessly from your mobile device. Gain financial independence by accessing capital markets directly, without intermediaries. CAL account holders receive premium features like real-time trading and portfolio management.
- Real-time equity and debt market data
- Seamless mobile trading
- Access to market data without an account
- Premium features for account holders
- Manage individual portfolios
- CAL investment recommendations
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‘CAL ONLINE’, is the one-stop shop for your trading and investment needs. The app provides you access to real-time information on Equity and Debt markets at your fingertips and the ability to trade real-time in a seamless manner off your mobile or your tablet. The users are not required to hold an account with CAL to use the app and gain access to market data on shares, bonds and CAL’s unit trusts. However, CAL account holders are provided with premium features such as the ability to trade on the go, CAL investment recommendations to clients on a real-time basis and the ability to manage individual portfolios. With the launch of this app anyone who has a smartphone will be able to test their hand at trading and investing. You can essentially buy, sell or just stay in touch with all your investments while you wait, it may be while you’re traveling or even when you’re stuck at a meeting. ‘CAL ONLINE’ also provides you financial independence, granting access to the capital markets at your own discretion without having to rely on intermediaries.
Self Digital
Manage your finances and digital lifestyle with this comprehensive financial app. It offers features like fund transfers, bill payments, account balance viewing, loan applications, and secure biometric login.
- Fund transfers
- Bill payments
- Account balance tracking
- Loan applications
- Biometric login
- Instant transaction alerts
- QR code scanning
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Self by CDB gives you a simple and secure way to manage your everyday finances from one app. Pay, transfer, save and manage your CDB products with ease, while accessing a growing range of digital financial services designed around your lifestyle. EVERYDAY FINANCE * Transfer funds and pay bills * View your accounts, loans, credit cards and Fixed Deposits * Make credit card payments * Scan and pay with LankaQR * Create Digital Fixed Deposits * Apply for eligible loans * Split bills conveniently through Self * Add your other bank accounts via JustPay MORE WAYS TO ACCESS FUNDS * Apply for Cash-Backed Loans against eligible CDB Fixed Deposits * View your active Cash-Backed Loan details * Top up eligible Gold Loans through Self P2P LANKAQR Generate, share or download your personal LankaQR to receive payments and keep track of your QR transactions. CREDIT CARD MANAGEMENT View and manage your CDB Credit Cards, activate cards, change your PIN, and manage card and country blocking preferences. ART OF WEALTHCARE Eligible customers can enjoy a more personalised experience with direct access to their Relationship Manager, Concierge Services and specially selected offers. SECURITY Self is designed to help protect your information and funds with biometric login and instant transaction alerts. GETTING STARTED Whether you’re already with CDB or completely new to CDB, you can get started with Self. * Existing CDB customers can register and access Self using their existing CDB details. * New to CDB? You can onboard directly through Self and start your relationship with CDB from the app. Self by CDB — everyday financial services, made simpler.
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Verdict
The clearest difference is rating: Self Digital at 5.0 against CAL Online's 4.5. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Self Digital holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 2 respectively.
CAL Online ships an update monthly, Self Digital every 5 weeks. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.
| Parameter | CAL Online | Self Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) | 5.0 (2 ratings) — better |
| Number of ratings | 2 | 2 |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 51 MB | 97 MB |
| Age rating | 4+ | 4+ |
| Developer | Capital Alliance Limited | Citizens Development Business Finance PLC |
Customer experience
CAL Online
Self Digital
In-app purchases
CAL Online
No in-app purchases
Self Digital
No in-app purchases
Questions
Is CAL Online free?
Is Self Digital free?
Which has better reviews, CAL Online or Self Digital?
Do CAL Online or Self Digital have ads?
Which is updated more often, CAL Online or Self Digital?
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