Comparison

Master Transfer vs USI Money

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Master Transfer

Easily send money abroad to family and friends or pay bills and suppliers directly from your smartphone or tablet. Enjoy instant delivery, competitive prices, and secure debit card payments with real-time tracking and notifications.

Highlights
  • Send and track transfers
  • Instant money delivery
  • Debit card payments
  • Real-time tracking
  • Exchange rate notifications
  • Secure 256-bit encryption
Features
Read full description

We provide our customers with best prices, instant delivery of your money, and a fully integrated solution across our branches, call centres and online. With the Master Transfer Mobile app, It is simple to send money to family and friends or pay bills and suppliers. Anytime, anywhere, do everything on your smartphone and tablet. Debit Card payments? It’s easy with our app, you can send money and pay securely with your card with no extra fees. β€’ Send and track your transfers β€’ Simple intuitive process β€’ You can pay by debit card β€’ Track your money transfer in real-time β€’ Update your documents online β€’ Exchange rates email and SMS notifications β€’ Transfer history β€’ Safety and security with 256-bit data encryption β€’ 100% money-back guarantee β€’ No extra fees

About

USI Money

Easily send money overseas from your mobile device. Track transfers, check rates, and receive secure confirmations for peace of mind. Supports numerous currencies and payout options.

Highlights
  • Send money internationally
  • Track transfers
  • Check exchange rates and fees
  • Create beneficiaries
  • Access transfer history
  • Bank deposit and cash pickup options
Features
Read full description

We are USI Money and fluent in remittance. Our Remittance App is built to make the whole process of sending money overseas quicker, safer and easier for you, whether you are at home, in the office or on the go directly from your mobile or tablet. Sending money online to your friends and family around the globe couldn’t be easier! Our payout coverage is currently available in 5 continents around the world – If your desired destination is not on our list yet, no worries, we are working on adding more. Why spend your time sitting and waiting for a broker to give you a rate when you can do it yourself 24/7 within minutes from the palm of your hands. If you need to help expats pay off, for instance, loans abroad and school fees or your family maintenance bills securely and conveniently and at a very low cost, give us a try. Your transfer can be sent as a bank deposit, cash pick-up, or mobile transfer depending on the beneficiary location and country you are sending. To give you assurance and peace of mind, you will receive email updates and SMS confirmations, so you know your funds have been delivered securely. Our industry-leading technology protects your money and we’re licensed by the UK’s financial regulators, The Financial Conduct Authority (FCA), so you can be sure we meet the highest possible values – rest assured, your money is safe and secure with USI Money. The USI Money app allows the user to: β€’ Create an account β€’ Send Money β€’ Track transfers β€’ Create beneficiaries β€’ Check exchange rates and fees β€’ Access transfer history Each USI Money user has: * Online access available 24/7 from the comfort of your home * Bank deposit and cash pickup at numerous locations * Bank transfer or debit card funding options * Low-cost fees displayed upfront Send money to: AED (UAE Dirham) BDT (Bangladeshi Taka) BHD (Bahrain) BWP (Botswana) CNY (China) GHS (Ghana) IDR (Indonesian Rupiah) INR (Indian Rupee) KES (Kenyan Shilling) MAD (Morocco) MWK (Malawi) MYR (Malaysian Ringgit) MZN (Mozambique) NPR (Nepal) NGN (Nigerian Naira) PHP (Philippine Peso) PKR (Pakistan Rupee) RWF (Rwanda) SGD (Singapore Dollar) TRY (Turkey) UGX (Uganda) ZAR (South Africa) ZWD (Zimbabwe) And many more... About USI Money: USI Money is a trading name of Universal Securities and Investments (FRN 574754) and is involved in corporate & individual money transfers. Reach us @ www.usimoney.com Questions or Feedback: feedback@usimoney.com Like us on Facebook: https://www.facebook.com/universalsimoney/ Follow us on Twitter: https://twitter.com/USI_MONEY For telephone queries, contact us on: 0203 327 7780

Screenshots

Master Transfer4 screens
USI Money4 screens

Verdict

The call

The clearest difference is update cadence: USI Money at every 4 weeks against Master Transfer's every 2 months. Master Transfer's advantage is review sentiment (83% vs 75%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Master Transfer ships an update every 2 months, USI Money every 4 weeks. Both last shipped on June 1, 2026.

Scorecard2 real differences Β· 6 level
Master Transfer versus USI Money: the parameters behind the verdict, then further details
ParameterMaster TransferUSI Money
PriceFreeFree
Positive reviews83.3% of reviews β€” better75.0% of reviews
Update frequencyEvery 2 monthsEvery 4 weeks β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS14.013.0 β€” better
Further details β€” not scored
Size82 MB19 MB
Age rating4+4+
DeveloperMaster Services Europe Group LtdUniversal Securities & Investments Limited

Customer experience

Master Transfer

Written reviews12 reviews
Positive83.3%
Neutral8.3%
Negative8.3%

USI Money

Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

None

Master Transfer

No in-app purchases

None

USI Money

No in-app purchases

Questions

Is Master Transfer free?
Master Transfer is free to download, with no in-app purchases.
Is USI Money free?
USI Money is free to download, with no in-app purchases.
Do Master Transfer or USI Money have ads?
Neither Master Transfer nor USI Money shows ads.
Which is updated more often, Master Transfer or USI Money?
Master Transfer ships an update every 2 months, and USI Money every 4 weeks. Most recently, Master Transfer was updated on June 1, 2026 and USI Money on June 1, 2026.

Other comparisons