Comparison

Cubatel vs Excel Management Associates

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cubatel

Easily send mobile recharges, SMS, and make calls to Cuba. Enjoy instant credit delivery and earn cashback rewards on all your Cubacel and Nauta purchases. The app offers exclusive discounts and a user-friendly interface for managing contacts and recharge history.

Highlights
  • Mobile recharges to Cuba (Cubacel)
  • Nauta recharges
  • Send SMS to Cuba
  • Make calls to Cuba
  • Cashback rewards
  • Exclusive discounts
  • Recharge history
Read full description

Mobile recharges to Cuba are easy when using Cubatel. Credit is instantly delivered, and the best part: you'll have cashback rewards! You can send Cubacel and Nauta recharges, SMS, and make phone calls. If you are looking for the best app to send mobile recharges to Cuba, you have found it! Cubatel is an easy-to-use app with a unique cashback system that rewards you for all your Cubacel and Nauta purchases. Its services are: - Mobile recharges to Cuba - Cubacel - Nauta recharges - Calls - SMS to Cuba Why choose us? - Cashback bonuses for all your Cubacel and Nauta recharges - Exclusive discounts on your first purchase in Cubatel - For each mobile recharge to Cuba, you receive 3 SMS - You can send mobile recharges to Cuba using the Contacts saved on your phone or add new ones. Also, you can check your recharge history and manage your user profile - Reliable and fast Customer Service, seven days a week - You can use credit/debit card and PayPal as payment options - User-friendly interface Also: - Premium voice quality in your calls to Cuba - Downloading the app is always free! Still, if you don't know where to begin, here are the steps to try Cubatel: - Download the app - Install it on your smartphone - Sign up and start sending mobile recharges to Cuba!

About

Excel Management Associates

Manage your community association with ease. Make payments, view your account, access important documents, and submit requests all from your mobile device. Designed for both homeowners and board members.

Highlights
  • Make payments
  • View account and ledger
  • Access association documents
  • Submit ACC and work order requests
  • Add comments and pictures to violations
  • Board member tasks and reviews
Features
Read full description

The Excel Management Associates Homeowner and Board App is a mobile-friendly way to interface with your community association. You will be able to make payments, view your account, and access community information all in one place. If you already have a login to your association website, you can log in to the App using the same email address and password you use for your association website. If you do not have a current login to your association site, simply click the register button and submit your information. Once your registration is approved, you will receive an email with a link to set your password and then you will be able to log into your account directly from this app. If you already have a login and do not remember your password, click the Forgot Password link, enter your email address to request a password reset and you will receive an email with a link to set your password. Once set, you can log in with your email address and new password. Once logged in, Homeowners will have direct access to the following features: a. Easily switch between accounts if multiple properties are owned b. Homeowner Dashboard c. Access association documents d. Access association directories e. Access association photos f. Access Contact Us Page g. Pay Assessments h. Access violations – add comments and take pictures from mobile device to add to violation i. Submit ACC Requests and include pictures and attachments (pictures can be taken from mobile device) j. Access homeowner ledger k. Submit work orders and check on status of their work orders (add comments and take pictures from mobile device) In addition, Board Members will be able to take advantage of the following features: a. Board Tasks b. ACC Review c. Board documents d. Violations Review e. Invoice Approval f. Work Order Review

Screenshots

Cubatel4 screens
Excel Management Associates4 screens

Verdict

The call

The clearest difference is rating: Cubatel at 4.9 against Excel Management Associates's 1.0. Cubatel also leads on ratings volume (75K vs 1) and update cadence (every 3 weeks vs every 3 months). Excel Management Associates's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cubatel holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Cubatel has 75K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Cubatel ships an update every 3 weeks, Excel Management Associates every 3 months. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Cubatel versus Excel Management Associates: the parameters behind the verdict, then further details
ParameterCubatelExcel Management Associates
PriceFreeFree
Rating4.9 (75K ratings) — better1.0 (1 ratings)
Positive reviews97.6% of reviews—
Number of ratings75K — better1
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size116 MB152 MB
Age rating12+4+
DeveloperSmart TopUp IncCINC Systems

Customer experience

Cubatel

All ratings68,570 ratings
Positive97.4%
Neutral1.1%
Negative1.6%
Written reviews830 reviews
Positive97.6%
Neutral0.5%
Negative1.9%

Excel Management Associates

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Cubatel

Reported bugs

2 issues
  • Login and account management problems
  • Recharge issues with inactive numbers

Requested features

3 requests
  • Improved app ecosystem with integrated services
  • Order tracking and delivery updates
  • Option to disable notifications

Excel Management Associates

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cubatel

No in-app purchases

None

Excel Management Associates

No in-app purchases

Questions

Is Cubatel free?
Cubatel is free to download, with no in-app purchases.
Is Excel Management Associates free?
Excel Management Associates is free to download, with no in-app purchases.
Which has better reviews, Cubatel or Excel Management Associates?
Cubatel is rated higher. Cubatel averages 4.9 out of 5 from 75K ratings, while Excel Management Associates averages 1.0 from 1 ratings.
Do Cubatel or Excel Management Associates have ads?
Neither Cubatel nor Excel Management Associates shows ads.
Which is updated more often, Cubatel or Excel Management Associates?
Cubatel ships an update every 3 weeks, and Excel Management Associates every 3 months. Most recently, Cubatel was updated on October 28, 2026 and Excel Management Associates on October 24, 2026.

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