AsetKu vs KasPro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AsetKu
This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.
- Collateral-free loans
- Flexible loan amounts (Rp 150,000 - Rp 15,000,000)
- Repayment terms (91-365 days)
- Transparent interest rates (max 0.3% daily)
- 100% digital verification
- Fast loan disbursement
- ISO 27001 & 27701 certified
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Application Name : AsetKu - Digital Lending Description : AsetKu is an digital Lending (Borrowing) platform licensed and supervised by OJK (Financial Services Authority) under Business License No. KEP-123/D.05/2021. It is also a member of AFPI, the association officially appointed by OJK as the official platform for Technology-Based Joint Funding Services. AsetKu offers user-friendly online services 24/7 to meet your lending or borrowing needs anytime, anywhere. Secure Consumptive Loan Solutions that offer safe loan services in full compliance with the regulations of the Financial Services Authority (OJK). Flexible Loan Options: Loan amounts ranging from Rp 150,000 to Rp 15,000,000. A variety of repayment terms, from 91 to 365 days. Transparency of Costs: Maximum daily interest rate of 0.3%. Maximum Annual Percentage Rate (APR): 109.5%. In accordance with OJK regulations, total interest, fees, and late charges will not exceed 100% of the initial loan principal. Loan Simulation Example: A loan of Rp 1,000,000 with a term of 91 days will result in a total repayment of Rp 1,273,000. Why Choose AsetKu? No collateral required. 100% digital, easy and simple verification process. Loan is disbursed upon approval. Competitive interest rate at max. 0.3% per day. No hidden fees. ISO 27001 certified for information security and ISO 27701 certified for data privacy management. Terms and Conditions : Indonesian citizen (WNI). At least 18 years old. Possesses a valid ID and bank account. How to Apply for a Loan on AsetKu: 1. Download the AsetKu app. 2. Fill in your personal information. 3. Apply for a loan limit. 4. Wait for the verification process. 5. Once approved, the loan will be disbursed directly to your bank account. AsetKu is licensed and regulated by OJK and holds ISO 27001 and ISO 27701 certifications. Contact Us Email : loan@asetku.com (for Lenders / Borrowers) and cs@asetku.com (for Lenders / Borrowers) Phone : (021) 1500116 Address : PT. Pintar Inovasi Digital (AsetKu) Sequis Tower, Lantai 18 Unit 1-7, Jalan Jend. Sudirman No. 71, Kel. Senayan, Kec. Kebayoran Baru, Kota Adm. Jakarta Selatan, Daerah Khusus Ibukota Jakarta 12190
KasPro
This app simplifies your digital payments, offering deals on phone credit, electricity, data packages, and various bills. Invest, pay with barcodes, and enjoy discounts and cashback. Upgrade for higher balance limits and seamless cashless transactions.
- Bill payments (PLN, PDAM, insurance)
- Mobile credit and data top-ups
- Barcode payments
- Investment options
- Cashback and discounts
- Premium account for higher balance limits
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KasPro adalah solusi untuk berbagai kebutuhan pembayaran digital Anda. Dapatkan penawaran terbaik untuk pembelian pulsa, PLN, paket data, internet & tv, tagihan PDAM, pembayaran asuransi, berinvestasi, bayar dengan Barcode di toko favorit Anda. Mudah, praktis, dan aman! Unduh KasPro, daftar dengan nomor ponsel Anda dan mulai untuk mendapatkan berbagai penawaran terbaik kami seperti diskon dan cashback untuk jadilah bagian dari generasi hemat! Anda bisa isi saldo KasPro secara tunai di Alfamart, Indomaret dan beberapa outlet mitra kami. Anda juga bisa isi saldo KasPro di ATM atau mobile/ net banking dengan mudah hanya memilih Transfer ke Bank Lainnya dan masukkan kode bank 3929 diikuti dengan nomor akun KasPro Anda sebagai penerima uang (contoh: 39290858XXXXXXXX). Setelah itu, Anda bisa langsung menggunakannya untuk transaksi non tunai di mana saja dan mendapatkan cashback & diskon diskon. Upgrade menjadi akun premium dan Anda bisa mendapatkan batas saldo hingga Rp 10.000.000 dan nikmati kemudahan transaksi non tunai. Kunjungi website kami www.kaspro.id dan kami tunggu kritik dan saran Anda untuk peningkatan kami. Beri tahu kami segera di info@kaspro.id, phone: (021) 30053390.
Screenshots
Verdict
The clearest difference is review sentiment: AsetKu at 57% against KasPro's 0%. AsetKu also leads on rating (4.6 vs 1.0) and ratings volume (30 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AsetKu holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: AsetKu has 30 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 57% of AsetKu's written reviews are positive against 0% of KasPro's.
AsetKu ships an update every 2 months, KasPro monthly. Both last shipped on November 2, 2026.
| Parameter | AsetKu | KasPro |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (30 ratings) — better | 1.0 (5 ratings) |
| Positive reviews | 56.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 30 — better | 5 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 83 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. PINTAR INOVASI DIGITAL | SOLUSI PASTI INDONESIA, PT |
Customer experience
AsetKu
KasPro
In-app purchases
AsetKu
No in-app purchases
KasPro
No in-app purchases
