Comparison

AsetKu vs BRImo BRI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AsetKu

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

Highlights
  • Collateral-free loans
  • Flexible loan amounts (Rp 150,000 - Rp 15,000,000)
  • Repayment terms (91-365 days)
  • Transparent interest rates (max 0.3% daily)
  • 100% digital verification
  • Fast loan disbursement
  • ISO 27001 & 27701 certified
Features
Read full description

Application Name : AsetKu - Digital Lending Description : AsetKu is an digital Lending (Borrowing) platform licensed and supervised by OJK (Financial Services Authority) under Business License No. KEP-123/D.05/2021. It is also a member of AFPI, the association officially appointed by OJK as the official platform for Technology-Based Joint Funding Services. AsetKu offers user-friendly online services 24/7 to meet your lending or borrowing needs anytime, anywhere. Secure Consumptive Loan Solutions that offer safe loan services in full compliance with the regulations of the Financial Services Authority (OJK). Flexible Loan Options: Loan amounts ranging from Rp 150,000 to Rp 15,000,000. A variety of repayment terms, from 91 to 365 days. Transparency of Costs: Maximum daily interest rate of 0.3%. Maximum Annual Percentage Rate (APR): 109.5%. In accordance with OJK regulations, total interest, fees, and late charges will not exceed 100% of the initial loan principal. Loan Simulation Example: A loan of Rp 1,000,000 with a term of 91 days will result in a total repayment of Rp 1,273,000. Why Choose AsetKu? No collateral required. 100% digital, easy and simple verification process. Loan is disbursed upon approval. Competitive interest rate at max. 0.3% per day. No hidden fees. ISO 27001 certified for information security and ISO 27701 certified for data privacy management. Terms and Conditions : Indonesian citizen (WNI). At least 18 years old. Possesses a valid ID and bank account. How to Apply for a Loan on AsetKu: 1. Download the AsetKu app. 2. Fill in your personal information. 3. Apply for a loan limit. 4. Wait for the verification process. 5. Once approved, the loan will be disbursed directly to your bank account. AsetKu is licensed and regulated by OJK and holds ISO 27001 and ISO 27701 certifications. Contact Us Email : loan@asetku.com (for Lenders / Borrowers) and cs@asetku.com (for Lenders / Borrowers) Phone : (021) 1500116 Address : PT. Pintar Inovasi Digital (AsetKu) Sequis Tower, Lantai 18 Unit 1-7, Jalan Jend. Sudirman No. 71, Kel. Senayan, Kec. Kebayoran Baru, Kota Adm. Jakarta Selatan, Daerah Khusus Ibukota Jakarta 12190

About

BRImo BRI

This mobile banking app offers a comprehensive suite of financial services, enabling users to manage accounts, make domestic and international transfers, invest, and access lifestyle services. It provides features like real-time cashback and easy access to customer support.

Highlights
  • Digital account registration (domestic & international)
  • International transfers and QR payments abroad
  • Lifestyle and entertainment purchases
  • Investment products (pension funds, gold, stocks)
  • Daily transactions (bills, top-ups, QRIS)
  • Cardless cash deposits
  • Real-time cashback
Read full description

BRImo merupakan mobile banking favorit masyarakat Indonesia dengan total 41,3 juta pengguna hingga saat ini. Dirancang untuk memfasilitasi berbagai transaksi keuangan nasabah kapan saja dan di mana saja, BRImo hadir dengan berbagai fitur unggulan yang memenuhi kebutuhan finansial dan gaya hidup dalam satu aplikasi. Nikmati pengalaman finansial yang serba mudah dan serba bisa hanya dengan BRImo. Jangan sampai ketinggalan untuk merasakan kemudahan layanan BRImo yang banyak dipilih oleh jutaan pengguna! • Registrasi dari Dalam dan Luar Negeri BRImo memungkinkan pendaftaran akun BRI dan buka rekening secara full digital tanpa perlu kartu debit, baik dari dalam maupun luar negeri. Nasabah dapat mendaftar menggunakan nomor HP dari 11 negara, termasuk Jepang, Korea Selatan, Hong Kong, USA, Saudi Arabia, UAE, Kuwait, Malaysia, Taiwan, Singapura, dan Timor Leste. Proses pendaftaran menjadi lebih fleksibel dan mudah. • Transaksi Antar Negara BRImo memudahkan nasabah yang memiliki kebutuhan transaksi internasional melalui fitur transfer ke lebih dari 160 negara. Selain itu, BRImo mendukung pembayaran menggunakan QR di luar negeri (Singapura), memberikan kemudahan bertransaksi saat bepergian. • Lifestyle dan Entertainment BRImo menyediakan berbagai layanan gaya hidup serta hiburan seperti pembelian voucher game, streaming, tiket BRI Liga 1, hingga pemesanan dan pembayaran tiket transportasi termasuk pesawat, semuanya dalam satu aplikasi. • Investasi BRImo menyediakan beragam pilihan produk investasi bagi nasabah, mulai dari dana pensiun hingga emas. Bekerja sama dengan Pegadaian, BRImo menawarkan layanan jual, beli, dan cicil emas. Nasabah dapat mengelola investasinya dengan mudah melalui dashboard KSEI dan akses langsung ke BRIGHTS untuk pembelian saham. • Transaksi Sehari-Hari BRImo memudahkan berbagai transaksi harian, mulai dari pembayaran tagihan dan cicilan, top up e-wallet dan pulsa/paket data, hingga pembayaran QRIS dengan sumber dana kartu kredit. BRImo juga memungkinkan setor tunai tanpa kartu di ATM BRI, memberikan kemudahan ekstra dalam mengelola keuangan. Dapatkan BRIpoin setiap kali bertransaksi dan tukarkan poin tersebut dengan berbagai e-voucher menarik. • Layanan Pelanggan yang Mudah Diakses BRImo menyediakan layanan Contact BRI bebas pulsa, serta fitur chat dalam aplikasi untuk pengaduan transaksi, memastikan nasabah mendapatkan bantuan dengan cepat dan efisien. • Cashback Realtime BRImo menjadi satu-satunya aplikasi mobile banking yang menawarkan cashback secara realtime untuk berbagai transaksi finansial, memberikan nilai tambah bagi setiap transaksi yang dilakukan. Jangan lewatkan kesempatan untuk menikmati berbagai manfaat eksklusif hanya di BRImo! Butuh Bantuan? Hubungi Layanan Pelanggan BRI: * Telepon: 1500017 * Email: callbri@bri.co.id Ingin Tahu Lebih Banyak? Temukan informasi lengkap tentang BRI dan layanan lainnya: * Website: bri.co.id * Facebook: BRIofficialpage * Instagram: @bankbri_id * X: @kontakBRI * Youtube: @BANK_BRI

Screenshots

AsetKu3 screens
BRImo BRI4 screens

Verdict

The call

The clearest difference is ratings volume: BRImo BRI at 533 against AsetKu's 30. BRImo BRI also leads on update cadence (every 3 weeks vs every 2 months) and review sentiment (67% vs 57%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for AsetKu against 4.7 for BRImo BRI. That said, the two scores are not equally well evidenced: BRImo BRI has 533 ratings behind it against 30, so its average is the more settled of the two. Written reviews are what separate them: 57% of AsetKu's written reviews are positive against 67% of BRImo BRI's.

UpkeepUpdate frequency

AsetKu ships an update every 2 months, BRImo BRI every 3 weeks. The most recent releases landed on November 2, 2026 and October 23, 2026 respectively.

Scorecard3 real differences · 7 level
AsetKu versus BRImo BRI: the parameters behind the verdict, then further details
ParameterAsetKuBRImo BRI
PriceFreeFree
Rating4.6 (30 ratings)4.7 (533 ratings) — better
Positive reviews56.6% of reviews66.6% of reviews — better
Number of ratings30533 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size83 MB418 MB
Age rating4+4+
DeveloperPT. PINTAR INOVASI DIGITALPT. Bank Rakyat Indonesia (Persero) Tbk.

Customer experience

AsetKu

All ratings27 ratings
Positive88.9%
Neutral3.7%
Negative7.4%
Written reviews53 reviews
Positive56.6%
Neutral7.5%
Negative35.8%

BRImo BRI

All ratings529 ratings
Positive91.7%
Neutral2.8%
Negative5.5%
Written reviews332 reviews
Positive66.6%
Neutral5.7%
Negative27.7%

Bugs and requests

AsetKu

Not enough reviews yet to summarise bugs or requests.

BRImo BRI

Reported bugs

3 issues
  • Unable to register credit card users
  • Signature feature not working
  • Compatibility issues with iOS 14

Requested features

3 requests
  • Dark mode option
  • English language support
  • Username display for login

In-app purchases

None

AsetKu

No in-app purchases

None

BRImo BRI

No in-app purchases

Questions

Is AsetKu free?
AsetKu is free to download, with no in-app purchases.
Is BRImo BRI free?
BRImo BRI is free to download, with no in-app purchases.
Which has better reviews, AsetKu or BRImo BRI?
BRImo BRI is rated higher. AsetKu averages 4.6 out of 5 from 30 ratings, while BRImo BRI averages 4.7 from 533 ratings.
Do AsetKu or BRImo BRI have ads?
Neither AsetKu nor BRImo BRI shows ads.
Which is updated more often, AsetKu or BRImo BRI?
AsetKu ships an update every 2 months, and BRImo BRI every 3 weeks. Most recently, AsetKu was updated on November 2, 2026 and BRImo BRI on October 23, 2026.

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