AsetKu vs MIFX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AsetKu
This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.
- Collateral-free loans
- Flexible loan amounts (Rp 150,000 - Rp 15,000,000)
- Repayment terms (91-365 days)
- Transparent interest rates (max 0.3% daily)
- 100% digital verification
- Fast loan disbursement
- ISO 27001 & 27701 certified
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Application Name : AsetKu - Digital Lending Description : AsetKu is an digital Lending (Borrowing) platform licensed and supervised by OJK (Financial Services Authority) under Business License No. KEP-123/D.05/2021. It is also a member of AFPI, the association officially appointed by OJK as the official platform for Technology-Based Joint Funding Services. AsetKu offers user-friendly online services 24/7 to meet your lending or borrowing needs anytime, anywhere. Secure Consumptive Loan Solutions that offer safe loan services in full compliance with the regulations of the Financial Services Authority (OJK). Flexible Loan Options: Loan amounts ranging from Rp 150,000 to Rp 15,000,000. A variety of repayment terms, from 91 to 365 days. Transparency of Costs: Maximum daily interest rate of 0.3%. Maximum Annual Percentage Rate (APR): 109.5%. In accordance with OJK regulations, total interest, fees, and late charges will not exceed 100% of the initial loan principal. Loan Simulation Example: A loan of Rp 1,000,000 with a term of 91 days will result in a total repayment of Rp 1,273,000. Why Choose AsetKu? No collateral required. 100% digital, easy and simple verification process. Loan is disbursed upon approval. Competitive interest rate at max. 0.3% per day. No hidden fees. ISO 27001 certified for information security and ISO 27701 certified for data privacy management. Terms and Conditions : Indonesian citizen (WNI). At least 18 years old. Possesses a valid ID and bank account. How to Apply for a Loan on AsetKu: 1. Download the AsetKu app. 2. Fill in your personal information. 3. Apply for a loan limit. 4. Wait for the verification process. 5. Once approved, the loan will be disbursed directly to your bank account. AsetKu is licensed and regulated by OJK and holds ISO 27001 and ISO 27701 certifications. Contact Us Email : loan@asetku.com (for Lenders / Borrowers) and cs@asetku.com (for Lenders / Borrowers) Phone : (021) 1500116 Address : PT. Pintar Inovasi Digital (AsetKu) Sequis Tower, Lantai 18 Unit 1-7, Jalan Jend. Sudirman No. 71, Kel. Senayan, Kec. Kebayoran Baru, Kota Adm. Jakarta Selatan, Daerah Khusus Ibukota Jakarta 12190
MIFX
This platform offers trading in Forex, commodities, and stock indices with tools for faster decision-making. It provides a secure, regulated environment with convenient deposit options and 24-hour customer support.
- Trade Forex, Commodities, Stock Indices
- Fast trading decision tools
- Regulated and secure platform
- Multiple deposit methods
- 24-hour customer support
- Low spread forex broker
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MIFX adalah platform trading yang telah dipercaya ratusan ribu trader Indonesia selama lebih dari 25 tahun untuk membantu proses pengambilan keputusan trading yang lebih cepat. Trading Forex, Komoditas, dan Indeks Saham Temukan peluang trading forex, emas, serta produk lainnya di pasar global yang bergerak dua arah. Selalu ada potensi profit saat harga bergerak naik ataupun turun. Trading Aman di Platform Teregulasi MIFX teregulasi dan diawasi oleh BAPPEBTI dan OJK, serta telah meraih berbagai penghargaan seperti ICDX Broker Award 2024, ICDX Broker Award 2025, dan JFX Award 2015. Ambil Keputusan Trading Lebih Cepat dengan Trading Tools MIFX Analisis peluang di market, validasi strategi, dan eksekusi keputusan trading Anda lebih cepat dengan Trading Tools MIFX. Satu Aplikasi Untuk Semua Kebutuhan Trading Buka akun, deposit/withdraw dana, dan pantau posisi trading dengan lebih mudah dari satu aplikasi. Deposit Praktis dengan Berbagai Metode Pembayaran Nikmati kemudahan deposit via transfer bank, virtual account, e-wallet, maupun QRIS. Broker Forex Lokal Terbesar dengan Spread Rendah Maksimalkan peluang Anda di pasar forex bersama broker lokal terbesar di Indonesia yang menawarkan spread kompetitif. Customer Support 24 Jam Tim customer support MIFX siap membantu segala kebutuhan trading Anda selama 24 jam (Senin - Jumat). Trading Makin Untung, Bisa Dapat Hadiah Langsung Dapatkan poin dari setiap transaksi yang bisa ditukarkan dengan berbagai hadiah menarik di MIFX Rewards. Disclaimer: MIFX teregulasi dan diawasi oleh BAPPEBTI serta OJK. MIFX hanya memperdagangkan produk forex, komoditas, dan indeks saham. MIFX Head Office: Sahid Sudirman Center Lt. 17 Jl. Jenderal Sudirman Kav. 86 Jakarta Pusat, 10220
Screenshots
Verdict
The clearest difference is ads: AsetKu at none against MIFX's shown. AsetKu also leads on review sentiment (57% vs 24%) and monetization model (free vs ad-supported). MIFX's advantage is rating (4.9 vs 4.6) and update cadence (every 2 weeks vs every 2 months). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MIFX holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 30 and 19 respectively. Written reviews complicate that: 57% of AsetKu's written reviews are positive against 24% of MIFX's, so the app with the better star average is not the one people write more warmly about.
AsetKu ships an update every 2 months, MIFX every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | AsetKu | MIFX |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (30 ratings) | 4.9 (19 ratings) — better |
| Positive reviews | 56.6% of reviews — better | 23.5% of reviews |
| Number of ratings | 30 — better | 19 |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 83 MB | 116 MB |
| Age rating | 4+ | 17+ |
| Developer | PT. PINTAR INOVASI DIGITAL | PT. Monex Investindo Futures |
Customer experience
AsetKu
MIFX
In-app purchases
AsetKu
No in-app purchases
MIFX
No in-app purchases
