AsetKu vs BRImo Timor
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AsetKu
This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.
- Collateral-free loans
- Flexible loan amounts (Rp 150,000 - Rp 15,000,000)
- Repayment terms (91-365 days)
- Transparent interest rates (max 0.3% daily)
- 100% digital verification
- Fast loan disbursement
- ISO 27001 & 27701 certified
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Application Name : AsetKu - Digital Lending Description : AsetKu is an digital Lending (Borrowing) platform licensed and supervised by OJK (Financial Services Authority) under Business License No. KEP-123/D.05/2021. It is also a member of AFPI, the association officially appointed by OJK as the official platform for Technology-Based Joint Funding Services. AsetKu offers user-friendly online services 24/7 to meet your lending or borrowing needs anytime, anywhere. Secure Consumptive Loan Solutions that offer safe loan services in full compliance with the regulations of the Financial Services Authority (OJK). Flexible Loan Options: Loan amounts ranging from Rp 150,000 to Rp 15,000,000. A variety of repayment terms, from 91 to 365 days. Transparency of Costs: Maximum daily interest rate of 0.3%. Maximum Annual Percentage Rate (APR): 109.5%. In accordance with OJK regulations, total interest, fees, and late charges will not exceed 100% of the initial loan principal. Loan Simulation Example: A loan of Rp 1,000,000 with a term of 91 days will result in a total repayment of Rp 1,273,000. Why Choose AsetKu? No collateral required. 100% digital, easy and simple verification process. Loan is disbursed upon approval. Competitive interest rate at max. 0.3% per day. No hidden fees. ISO 27001 certified for information security and ISO 27701 certified for data privacy management. Terms and Conditions : Indonesian citizen (WNI). At least 18 years old. Possesses a valid ID and bank account. How to Apply for a Loan on AsetKu: 1. Download the AsetKu app. 2. Fill in your personal information. 3. Apply for a loan limit. 4. Wait for the verification process. 5. Once approved, the loan will be disbursed directly to your bank account. AsetKu is licensed and regulated by OJK and holds ISO 27001 and ISO 27701 certifications. Contact Us Email : loan@asetku.com (for Lenders / Borrowers) and cs@asetku.com (for Lenders / Borrowers) Phone : (021) 1500116 Address : PT. Pintar Inovasi Digital (AsetKu) Sequis Tower, Lantai 18 Unit 1-7, Jalan Jend. Sudirman No. 71, Kel. Senayan, Kec. Kebayoran Baru, Kota Adm. Jakarta Selatan, Daerah Khusus Ibukota Jakarta 12190
BRImo Timor
This mobile banking app allows customers to manage their accounts, perform internal fund transfers, and check balances. Onboarding requires in-branch identity verification to ensure security and compliance with regulations.
- In-branch onboarding
- Internal fund transfers
- Account inquiries
- Mobile account management
- Basic transaction performance
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BRImo Timor-Leste is a mobile banking application for customers of the BRI Timor-Leste branch. The app supports essential banking activities, including in-branch onboarding, internal fund transfers (overbooking), and account inquiries. It is designed to help customers access and manage their accounts conveniently through a mobile interface. To meet regulatory requirements, customer onboarding is conducted at the branch office, where identity verification (KYC) is performed before the app can be used. BRImo Timor-Leste is tailored to local banking needs and provides a straightforward way to perform basic banking transactions using a mobile device. Customer Support BRI Timor-Leste +670 331 1372 timorleste@bri.co.id
Screenshots
Verdict
The clearest difference is rating: BRImo Timor at 5.0 against AsetKu's 4.5. AsetKu's advantage is ratings volume (28 vs 2) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BRImo Timor holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: AsetKu has 28 ratings behind it against 2, so its average is the more settled of the two.
AsetKu ships an update every 2 months, BRImo Timor every 6 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | AsetKu | BRImo Timor |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (28 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 56.6% of reviews | — |
| Number of ratings | 28 — better | 2 |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 83 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. PINTAR INOVASI DIGITAL | PT. Bank Rakyat Indonesia (Persero) Tbk. |
Customer experience
AsetKu
BRImo Timor
In-app purchases
AsetKu
No in-app purchases
BRImo Timor
No in-app purchases
