Comparison

如银 vs 中天国富差旅

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

如银

Features
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如银是一个全维度企业消费服务平台,集消费场景整合、企业费控报销管理、员工福利于一体,致力于为企业用户带来前所未有的高端商务消费体验。企业开通如银会员后,员工即可进行各种餐饮、娱乐、机票、酒店、出行、购物等商务消费活动,并由平台自动完成企业公户支付结算,无需个人借款垫款。如银平台提供了汇总发票和发票递送服务,使得员工在消费环节不必关注发票,可从源头避免差错、杜绝虚假、封堵漏洞,帮助企业做到“老板放心、员工省心、财务安心”。此外,平台还为企业打造了多种专业费用管控手段,支持柔性流程和多级额度授权,从50人到50000人,企业都可做到“流程优”、“管控强”。 如银平台在加盟商户的支持下可提供多种尊享商务服务,凭借如银特权,用户能够在商务招待、差旅、出行、会议、购物等各类场景获得非同一般的消费体验。-----

About

中天国富差旅

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中天国富证券有限公司成立于2004年,是由中天金融集团股份有限公司控股的证券公司。 2015年12月,中天金融集团成为公司的实际控制人。2016年7月,公司注册地址正式迁入贵州省贵阳市。 2016年9月,一支国内大型券商高管团队加入中天国富,公司业务能力与服务理念全面得到升级,致力于成为民营的优秀券商。

Screenshots

如银3 screens
中天国富差旅4 screens

Verdict

The call

The clearest difference is update cadence: 如银 at every 2 weeks against 中天国富差旅's every 22 months. 如银 also leads on device support. On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

如银 ships an update every 2 weeks, 中天国富差旅 every 22 months. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 4 level
如银 versus 中天国富差旅: the parameters behind the verdict, then further details
Parameter如银中天国富差旅
PriceFreeFree
Update frequencyEvery 2 weeks — betterEvery 22 months
AdsNo—
In-app purchasesNoNo
DevicesiPhone, iPod — better—
Requires iOS9.0 — better10.0
Further details — not scored
Size136 MB81 MB
Age rating4+4+
DeveloperJinzay (Beijing) Financial Information Service Co., Ltd.Sichuan 517Na Science And Technology Co.,Ltd.

In-app purchases

None

如银

No in-app purchases

None

中天国富差旅

No in-app purchases

Questions

Is 如银 free?
如银 is free to download, with no in-app purchases.
Is 中天国富差旅 free?
中天国富差旅 is free to download, with no in-app purchases.
Which is updated more often, 如银 or 中天国富差旅?
如银 ships an update every 2 weeks, and 中天国富差旅 every 22 months. Most recently, 如银 was updated on October 26, 2026 and 中天国富差旅 on October 25, 2026.

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