Comparison

T vs eBesa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

T

Manage your finances with a dedicated account for easy remittances and transactions. This convenient app lets you send money, make payments, and purchase goods and services.

Highlights
  • Remittance services
  • Financial transactions
  • Fund transfers
  • Withdrawals
  • Bill payments
  • Goods and services purchases
Features
Read full description

T-Plus allows you to experience a whole new method of remittance and many financial transactions by maintaining a T-Plus account. This is both convenient and easy to use. You will be able to remit, withdraw, request, transfer funds as well as purchase goods and services and even pay your utility bills.

About

eBesa

Manage your money with a comprehensive mobile finance app. Send and receive funds locally and internationally, pay bills, buy airtime, and access loans. Features include Sharia-compliant savings, virtual debit cards, and biometric authentication for secure transactions.

Highlights
  • International money transfers
  • Sharia-compliant loans and savings
  • Virtual debit cards
  • Biometric authentication
  • Bill and airtime payments
  • Multi-currency support
  • Transaction statements and receipts
Read full description

Experience convenience, simplicity and security in life with eBesa App by accessing and spending your money Anytime. Anywhere! With eBesa, you can do core Mobile Money transactions such as sending and receiving money locally and internationally, buying airtime and data paying for goods and services & bills. Additionally, eBesa App offers much more enhanced and integrated financial services among them linking and managing bank accounts, sharia compliant loans and virtual debit Cards to mention a few. eBesa App is more than just Mobile Money! Introducing the new eBesa App! The new app allows you to do more financial transactions fast and conveniently. Manage your financials transactions easily with the new features now available with just a few taps on your mobile phone. 1. Core Mobile Money transactions - Access all core eBesa transactions with a brand new and more simplified user experience - Send money, buy goods, pay bill, withdraw at agent and buy airtime. 2. eBesa Global - International money transfer service that enables send to mobile, send to bank, send to remittance Companies and receive into your eBesa account or withdraw/pick up at an eBesa agent near you. 3. Buy bundles - buy Somlink data, voice and SMS bundles and pay directly on the app using airtime or eBesa 4. QR - Initiate send money, buy goods, pay bill and withdraw transactions by scanning QR codes and generate and share your own personal QR code Open a Sharia compliant eBesa Savings Account and save your money while earning a profit. 5. Request and receive a Sharia Compliant Loan on your eBesa on the spot. 6. Multicurrency-eBesa Comes in both USD and Somali Shillings allowing Somali People to take pride in transacting in own currency. This is support by currency conversion module. 7. Statement - Review, interact and access your entire eBesa statement directly on the home screen as well as filter, download and export your eBesa statement in PDF form. 8. Receipts - Download and share e-receipts for send money, buy goods, pay bill and withdraw transactions to share transaction information with other users via pdf 9. Biometric Authentication - Log in and transact on the app using face or fingerprint authentication without having to enter eBesa PIN manually every time 10. Favorites - Save people or businesses you interact with regularly directly on the app so you don’t have to manually enter the details every time you want to make a payment 11. Frequents - Get an automatically generated list of people or businesses you frequently send money to. 12. Send money with description - Add context when sending money by adding a payment description for the recipient 13. frequently interact with to simplify the payment process It is here with you! Regulated by the Central Bank of Somalia.

Screenshots

T4 screens
eBesa4 screens

Verdict

The call

The clearest difference is review sentiment: eBesa at 100% against T's 31%. T's advantage is ratings volume (80 vs 2) and rating (4.2 vs 4.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

T holds the better App Store score, 4.2 against 4.0. That said, the two scores are not equally well evidenced: T has 80 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 31% of T's written reviews are positive against 100% of eBesa's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 14, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
T versus eBesa: the parameters behind the verdict, then further details
ParameterTeBesa
PriceFreeFree
Rating4.2 (80 ratings) — better4.0 (2 ratings)
Positive reviews31.3% of reviews100.0% of reviews — better
Number of ratings80 — better2
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015 — better
Further details — not scored
Size91 MB174 MB
Age rating4+4+
DeveloperSomBank LtdeBesa Limited

Customer experience

T

All ratings80 ratings
Positive78.8%
Neutral1.3%
Negative20.0%
Written reviews16 reviews
Positive31.3%
Neutral6.3%
Negative62.5%

eBesa

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

T

No in-app purchases

None

eBesa

No in-app purchases

Questions

Is T free?
T is free to download, with no in-app purchases.
Is eBesa free?
eBesa is free to download, with no in-app purchases.
Which has better reviews, T or eBesa?
T is rated higher. T averages 4.2 out of 5 from 80 ratings, while eBesa averages 4.0 from 2 ratings.
Do T or eBesa have ads?
Neither T nor eBesa shows ads.
Which is updated more often, T or eBesa?
T ships an update every 2 months, and eBesa every 2 months. Most recently, T was updated on October 14, 2026 and eBesa on October 4, 2026.

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