Y TREE vs 1fs Wealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Y TREE
This app applies intelligence to your financial life, offering unbiased advice through data and technology. It aims to make personal finance transparent, efficient, and meaningful.
- Financial life intelligence
- Unbiased financial advice
- Data-driven insights
- Transparent finance management
- Efficient personal finance
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Y TREE combines data, technology and experience to apply a layer of intelligence over our clients' financial lives. We use this to give pure, unbiased advice. Our mission is to transform personal finance into a transparent, efficient and meaningful life experience. Regulatory information: Y TREE Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 967369). Y TREE is also regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 as a Registered Account Information Service Provider (Firm Reference Number 815261). Registered in England and Wales, with company number 10186799 and with registered offices at Acre House, 11/15 William Road, London, United Kingdom, NW1 3ER.
1fs Wealth
Manage over 30 asset classes with AI-powered insights and bank integrations. Organize, analyze, and report on your family's diverse portfolios in one secure platform. Get clear financial visibility and peace of mind.
- Manage 30+ asset classes
- AI-powered analytics and insights
- Seamless bank integrations
- Family wealth collaboration tools
- Enterprise-grade security
- Apple Watch integration
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1fs Wealth's revolutionary platform allows you to manage 30+ asset classes with cutting-edge AI technology and seamless bank integrations, tailored to your family's wealth management needs. Take control of your assets and make your world simple and efforteless. Wealthy families face increasing complexity managing diverse portfolios across multiple institutions. Information remains scattered and incomplete, creating risks of loss, family disagreements, and inefficient decision-making. Our AI-enhanced platform solves this by providing complete visibility and intelligent insights. Comprehensive Asset Management Manage ALL your family's assets in one secure platform, accessible worldwide on any device. From family business ownership to art, private equity to jewelry - everything is organized and instantly accessible. AI-Powered Intelligence • Advanced AI analytics provide predictive insights and performance recommendations • Intelligent document processing automates data entry and organization • AI assistant delivers instant answers to your financial questions • Smart portfolio optimization suggestions based on your risk profile Seamless Banking Integration • Direct connectivity with major UK banks through secure Plaid integration • Automatic transaction categorization and real-time synchronization • Consolidated view of all accounts and holdings • One-tap access to your banking applications Enhanced Apple Watch Experience Monitor your wealth on-the-go with our redesigned watchOS app featuring real-time portfolio updates, clear profit/loss displays, and instant access to key metrics. Advanced Features • Organize: AI-enhanced document storage with intelligent categorization • Analyze: Predictive analytics with multi-currency support and risk assessment • Report: Advanced drill-down functionality with AI-generated insights • Notifications: Customized alerts with intelligent monitoring Family Wealth Collaboration Easily identify individual family member ownership, enabling informed investment decisions while avoiding conflicts. Granular access controls ensure appropriate data visibility for different user types. Enterprise-Grade Security Bank-level encryption, biometric authentication, and on-device AI processing ensure your sensitive financial data remains completely secure and private. Transform complexity into clarity. Give your family the peace of mind that comes from complete financial visibility and AI-powered intelligence. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Y TREE at none against 1fs Wealth's 2. 1fs Wealth's advantage is device support (3 vs 1). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 1fs Wealth sells 2 in-app purchases, starting at $99.99 per month. Y TREE asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Y TREE against 5.0 for 1fs Wealth. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
Y TREE ships an update every 3 weeks, 1fs Wealth every 5 weeks. The most recent releases landed on September 16, 2026 and September 11, 2026 respectively.
| Parameter | Y TREE | 1fs Wealth |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, Apple Watch — better |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 61 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Y TREE Limited | 1fs Wealth Limited |
Customer experience
Y TREE
1fs Wealth
In-app purchases
Y TREE
No in-app purchases
1fs Wealth
- Monthly Subscription$99.991 Month
- Yearly Subscription$999.001 Year








