Comparison

Wealth Direct vs SRatan Capital

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Wealth Direct

This app helps users plan and invest in mutual funds to achieve their financial goals. It offers tools for calculating life goals, investing in various fund types, and tracking portfolio performance. Users can also consolidate all their investments in one place.

Highlights
  • Goal-based financial planning
  • Mutual fund investment
  • Portfolio performance tracking
  • SIP calculator
  • Life goal calculation
  • Consolidated investment view
Features
Read full description

WealthDirect is among India's Top Financial Planning & Mutual fund app to plan,invest and track your mutual fund portfolio at your fingertips. It's a goal-based investment app created with an objective of helping millions of Indians to achieve financial goals of their life. A goal can be made specific if you ask yourself questions such as: β€’ For whom is this goal? β€’ Why do you need to accomplish this goal? β€’ What is it that you need to achieve precisely? β€’ When will the goal materialize? β€’ What are the necessities and conditions to achieve it? Everyone has financial goals even though we don’t really call them as β€œgoals”. When asked what their financial goals are, most people tend to keep it simple by replying that they just want to become rich. So becoming rich is not a smart financial goal. It is just a wish or a desire of the heart. Smart financial goals would enable you to not only become rich but will also help you to accomplish your other necessities. S.M.A.R.T stands for Specific, Measurable, Adjustable, Realistic and Time- Based. Setting Financial goals will give you an insight of yourself and what you can achieve. You will see your dreams and aspirations come into reality by taking small steps towards them. And setting S.M.A.R.T goals will help you to discriminate real needs from daydreams. WealthDirect App Helps user - 1.Calculate their Life Goals. a.Child Education Planning b.Retirement Planning c.Insurance planning d.Monthly Income Planning e.SIP Calculator f. Marriage Planning calculator g.Vacation planning calculator h.House planning / EMI Calculator 2.Invest online in Mutual Fund WealthDirect Platform is Integrated with NSE NMF 2 For smooth and 100% Secured online Transactions.User Can do online investment at one go and SIP as per their convenience. a. ELSS Funds ( Tax saving Mutual fund ) b. Balanced Fund ( hybrid Fund ) c. Retirement Funds d. Children Fund ( Child Plans Funds ) e. Monthly Income Plan Funds F. Debt / Fixed Income Funds g. Equity Mutual Funds 3.Track the Performance of Portfolio & Goal Achievement Status 4. Investor can enter details in web version and track consolidated view of all investments like PPF , Post office schemes,Equity,Real Estate,Gold,Mediclaim ,Life Insurance etc in a Single Unified Login via mobile app. Top Searches Mutual Funds India | Mutual Fund advisor Delhi NCR | Best SIP Investment App | Top Mutual Funds | Best Retirement Plans | Best Child Education Plans | Best SIP 2018 | SIP Investment | Best SIP Plans | Best Mutual Funds | India's Best Advisor app | Goal Based Planning | Tax Planners | Best Mutual Fund Calculators | Best Tax saving Plans Mutual fund NAV List of Top MF List of Mutual Funds schemes available - SBI Mutual Funds Reliance Mutual Funds Tata Mutual Fund Franklin Mutual Fund Axis Mutual Fund Aditya Birla Mutual Fund DSP Mutual Funds IDFC Mutual Fund Kotak Mutual Fund L&T Mutual Fund Mirae Mutual Fund Sundaram Mutual Fund Tata Mutual Fund UTI Mutual Fund Principal Mutual Fund BNP Paribas Mutual Fund Motilal Oswal Mutual Fund Invesco Mutual Fund Trusted Investment Platform WealthDirect Investors Trust our App More than Moneycontrol,Valueresearch,ET Money, Fundsindia,Mysip Online ,MyCams ,Scripbox,Investica,NSE NMF 2,BSE STARMF Please note that this is a Goal Analysis & Tracking Report NOT a 'financial plan'. This is also NOT an 'Investment Advice' and is strictly for general information only. SEBI (Investment Adviser) Regulations, 2013 require that financial planning and investment advice can only be done by registered /certified financial planners and registered "Investment Advisers". The Investment Need Assessment is the result of system tool developed to find results required to meet financial projections. The same is done to aid our primary business of financial products distribution and the service is supplementary /secondary in nature.

About

SRatan Capital

Features
Read full description

SRatan Capital comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports. SRatan Capital keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.

Screenshots

Wealth Direct4 screens
SRatan Capital4 screens

Verdict

The call

The clearest difference is update cadence: Wealth Direct at every 3 months against SRatan Capital's every 16 months. SRatan Capital's advantage is iOS requirement (11.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Wealth Direct ships an update every 3 months, SRatan Capital every 16 months. The most recent releases landed on November 4, 2026 and October 27, 2026 respectively.

Scorecard2 real differences Β· 6 level
Wealth Direct versus SRatan Capital: the parameters behind the verdict, then further details
ParameterWealth DirectSRatan Capital
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 3 months β€” betterEvery 16 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.111.0 β€” better
Further details β€” not scored
Size34 MB25 MB
Age rating17+4+
DeveloperWealth Direct Portfolio Pvt. Ltd.Sratan Financial Distributors Private Limited

In-app purchases

None

Wealth Direct

No in-app purchases

None

SRatan Capital

No in-app purchases

Questions

Is Wealth Direct free?
Wealth Direct is free to download, with no in-app purchases.
Is SRatan Capital free?
SRatan Capital is free to download, with no in-app purchases.
Do Wealth Direct or SRatan Capital have ads?
Neither Wealth Direct nor SRatan Capital shows ads.
Which is updated more often, Wealth Direct or SRatan Capital?
Wealth Direct ships an update every 3 months, and SRatan Capital every 16 months. Most recently, Wealth Direct was updated on November 4, 2026 and SRatan Capital on October 27, 2026.

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