Comparison

Monetal vs Subscription tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monetal

Effortlessly manage your finances with this ad-free expense tracker. Automatically parse transactions from SMS, track income, expenses, and debts across unlimited accounts. Features budgeting tools, detailed history, and cross-device sync for complete financial control.

Highlights
  • SMS transaction parsing
  • Add transactions in 3 taps
  • Track expenses, income, and debts
  • Unlimited multi-currency accounts
  • Budget planning tools
  • Cross-device data sync
  • No ads
Features
Read full description

Monetal - Expense Tracker without any Ads, with SMS parsing! The Ultimate Solution for Your Personal Finance Needs! Offering a clean and intuitive interface, Monetal makes budgeting, expense tracking and personal finance management a breeze. Quickly add transactions with just 3 taps and track your expenses, income, and debts with ease. You can create unlimited accounts for cash, credit cards, electronic money, and easily log your income and expenses and stay on top of your budget. WHY CHOOSE MONETAL AS YOUR EXPENSE MANAGER? - Add transactions within 3 taps - SMS parsing (!) - Track expenses, income, debts and transfers - Any number of multi-currency accounts - Unlimited categories and sub-categories - Detailed spending history - Budget planning tools to help you save money - Seamless sync budget data across all devices - Split expenses across multiple budget lines - Built-in calculator - No Ads, completely - Constantly improved since 2012 (!) COMPLETE PRIVACY Monetal does not require registration or user account, that's why all your data is completely anonymous and is stored on your device. Some data can be transfered to server only for app analytics (like most popular screens, which functions are frequently used, which can be removed etc) or sync functionality, which doesn't effect app security. CLIENT SUPPORT The first version of Monetal was launched in 2012, and since then it has undergone numerous improvements and updates. If you have any suggestions or questions, please send email to support@monetal.app Monetal is a one-stop solution for all your personal finance needs. Whether you're looking to track expenses, manage your budget, or simply save money, Monetal has got you covered. So why wait? Start counting your money with Monetal today! Thank you for choosing Monetal! Terms Of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Subscription tracker

This app helps you manage all your recurring payments in one place. Easily track subscriptions, get timely reminders before renewals, and see your total monthly spending to avoid surprise charges and save money.

Highlights
  • Track all recurring payments
  • Manage subscriptions easily
  • Get smart renewal alerts
  • View monthly spending totals
  • Add custom subscriptions
  • Track free trial end dates
Features
Read full description

Welcome to 99subs - the simple way to stop surprise renewals and take back control of your money. Think of it as your personal subscription tracker and manager in one clean, easy-to-use app. Add every recurring payment you have - Netflix, gym, phone bill, cloud storage, public transport pass, meal kits - and let 99subs handle the rest. How it works is simple: • Enter the start date, renewal period, and price for each service. • Pick from hundreds of premade services, or create a custom one in seconds. • Get smart notifications before a charge hits so you have time to act. • See your total subscription spend for the current month at a glance. Why people love 99subs: • Track subscriptions without spreadsheets or guesswork. Clear timelines show what renews next and what it costs. • Manage subscriptions confidently. Pause, switch, or cancel with intention instead of reacting after the bill arrives. • Never forget free trials again. We remind you ahead of time so you can decide to keep it or end it. • Find hidden drains. Be mindful about long-forgotten subscriptions and stop small charges from snowballing. • Build your own. If it isn’t in our catalog, add a custom subscription with the details you need. • Budget better. Real-time totals reveal how much you’ll spend this month, helping you plan and save. Designed for everyday life. Student, family, freelancer - 99subs gives you clarity. All renewing costs in one place, so you always know where money goes - and when. Stay ahead of renewals. Timely reminders arrive before each renewal. That means no more “I forgot to cancel” moments. If you choose to end a service, use the handy subscription cancel note and keep a record of your decisions. Your data, your choice. We focus on the essentials so you can organize subscriptions quickly without getting technical. Add only the details that matter and update them anytime. No ads - just a focused experience to help you save. Get more from the subscriptions you keep. Plan upgrades, downgrades, or seasonal pauses. Compare prices, track trial end dates, and actually use what you pay for. Keep what brings value, drop what doesn’t, and watch your monthly total come down. Key highlights • Subscription tracker with a clear timeline • Fast setup with hundreds of popular services • Custom subscriptions for anything else • Smart alerts before renewals and free trials end • Monthly total for all subscription spending • Notes, categories, and flexible renewal periods • Clean, friendly design with zero clutter Take charge today. Download 99subs and track subscriptions the easy way. See everything in one place, avoid surprise charges, and keep more of your money. Manage subscriptions with confidence, stay on top of free trials, and decide what deserves a place in your budget. 99subs makes it simple to manage subscriptions your way - and it feels great to be in control. Terms and Conditions: https://wiseapps.wixsite.com/wise/terms-conditions Privacy Policy: https://wiseapps.wixsite.com/wise/privacy-policy

Screenshots

Monetal4 screens
Subscription tracker4 screens

Verdict

The call

The clearest difference is rating: Monetal at 4.9 against Subscription tracker's 4.2. Monetal also leads on review sentiment (88% vs 52%) and update cadence (every 2 weeks vs every 2 months). Subscription tracker's advantage is ratings volume (80 vs 19). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monetal sells 5 in-app purchases, starting at $4.99 per month and Subscription tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Monetal holds the better App Store score, 4.9 against 4.2. Both are backed by a comparable volume of ratings — 19 and 80 respectively. Written reviews point the same way: 88% of Monetal's written reviews are positive against 52% of Subscription tracker's.

UpkeepUpdate frequency

Monetal ships an update every 2 weeks, Subscription tracker every 2 months. The most recent releases landed on October 19, 2026 and October 21, 2026 respectively.

Scorecard4 real differences · 6 level
Monetal versus Subscription tracker: the parameters behind the verdict, then further details
ParameterMonetalSubscription tracker
PriceFreeFree
Rating4.9 (19 ratings) — better4.2 (80 ratings)
Positive reviews88.2% of reviews — better52.2% of reviews
Number of ratings1980 — better
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size24 MB23 MB
Age rating4+4+
DeveloperIlya KrupkoArnas Petrusevicius

Customer experience

Monetal

All ratings19 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews85 reviews
Positive88.2%
Neutral3.5%
Negative8.2%

Subscription tracker

All ratings79 ratings
Positive81.0%
Neutral6.3%
Negative12.7%
Written reviews23 reviews
Positive52.2%
Neutral17.4%
Negative30.4%

In-app purchases

5 purchases

Monetal

Subscriptions4
  • Premium Month7 Days trial4 variants$4.991 Month
  • Premium Year7 Days trial$9.991 Year
  • Premium Year$19.991 Year
Show 1 more
  • Premium Year7 Days trial2 variants$29.991 Year
One-time1
  • Premium Forever4 variants$49.99
3 purchases

Subscription tracker

Subscriptions2
  • Unlimited access$1.991 Month
  • 1 year unlimited tracking$8.991 Year
One-time1
  • Unlimited lifetime access$19.99

Questions

Is Monetal free?
Monetal is free to download, with in-app purchases available.
Is Subscription tracker free?
Subscription tracker is free to download, with in-app purchases available.
Which has better reviews, Monetal or Subscription tracker?
Monetal is rated higher. Monetal averages 4.9 out of 5 from 19 ratings, while Subscription tracker averages 4.2 from 80 ratings.
Do Monetal or Subscription tracker have ads?
Neither Monetal nor Subscription tracker shows ads.
Which is updated more often, Monetal or Subscription tracker?
Monetal ships an update every 2 weeks, and Subscription tracker every 2 months. Most recently, Monetal was updated on October 19, 2026 and Subscription tracker on October 21, 2026.

Other comparisons