Comparison

Mpay Finance vs Bakong Auth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mpay Finance

This payment platform allows users to manage their electronic wallet for various transactions. It supports placing business orders, making payments, collecting funds, and performing account operations like recharging, transferring, and withdrawing cash.

Highlights
  • Electronic wallet account
  • Place business orders
  • Payment and collection
  • Account recharge and transfer
  • Cash withdrawal
  • Phone top-up
  • Financial product purchases
Features
Read full description

Mpay is an independent third-party payment platform developed by SOUTH EAST ASIA TELECOM(CAMBODIA) CO.,LTD through the research and introduction of China's Internet advanced technology and related strategies for one year's development time.Through the electronic wallet account,users can place business orders, payment, collect, query and other functions, they can use account to recharge, transfer, cash withdraw, balance payment and other operations. == Major Functions == Transfer: users can transfer to each other's Mpay electronic account;
 Sweep: users can scan the QR code to transfer or pay to the merchant;
 Phone top-up: Users can use Mpay balance to recharge mobile phone calls and data; Financial:Users can use Mpay balance to buy wealth management products to achieve cash gain; == Languages ==
 Chinese,English,Khmer Scan,Payment,Collect. Transfer Phone top-up Financial Map,Places

About

Bakong Auth

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Bakong Auth is a two-factor authentication app that makes it more convenient for you to keep your account secure with a second layer when signing in. To enable 2-step verification with your account, first you need to sign up with Bakong Auth, after that you can start to activate your account by just scanning the QR code (Only the QR code that generated with valid Bakong auth format). Once activated, then you can start signing in account with 2-step verification with these 2 options below: - Sign In with Bakong Auth Prompt Prove that it’s really you during your signing in account after you enter username and password then accepting the notification sent to  the Bakong auth app. This request has a 120 seconds timer counting down. If the timer is over then you are not able to prove yourself  to process login anymore so, it requires you to request sign in your account again to receive another notification to prove it’s you. - Sign In with Bakong Auth QR Code: Sometime when you access a certain organization platform, it may offer the option to sign in with Bakong auth QR code so there is nothing  much to do, you just scan the QR code then you will successfully prove yourself to process sign in. It's a really effective and seamless  way of two-factor authentication.

Screenshots

Mpay Finance3 screens
Bakong Auth4 screens

Verdict

The call

The clearest difference is update cadence: Mpay Finance at every 6 weeks against Bakong Auth's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mpay Finance ships an update every 6 weeks, Bakong Auth every 7 months. The most recent releases landed on November 4, 2026 and November 7, 2026 respectively.

Scorecard1 real difference · 9 level
Mpay Finance versus Bakong Auth: the parameters behind the verdict, then further details
ParameterMpay FinanceBakong Auth
PriceFreeFree
Rating3.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.011.0 — better
Further details — not scored
Size54 MB39 MB
Age rating4+4+
DeveloperSEATEL FINANCIAL SERVICES PLC.National Bank of Cambodia

In-app purchases

None

Mpay Finance

No in-app purchases

None

Bakong Auth

No in-app purchases

Questions

Is Mpay Finance free?
Mpay Finance is free to download, with no in-app purchases.
Is Bakong Auth free?
Bakong Auth is free to download, with no in-app purchases.
Do Mpay Finance or Bakong Auth have ads?
Neither Mpay Finance nor Bakong Auth shows ads.
Which is updated more often, Mpay Finance or Bakong Auth?
Mpay Finance ships an update every 6 weeks, and Bakong Auth every 7 months. Most recently, Mpay Finance was updated on November 4, 2026 and Bakong Auth on November 7, 2026.

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