Comparison

UPayments vs Xent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UPayments

This app offers a comprehensive fintech solution for merchants, enabling them to manage finances, create custom online stores, track sales, and process payments. It also includes features for managing bookings, deliveries, and multiple store branches.

Highlights
  • Invoice creation
  • Real-time balance and revenue tracking
  • Customizable online store creation
  • Sales dashboard and analytics
  • Multiple payment method integration
  • Discount and coupon management
  • Delivery and booking management
Features
Read full description

Introducing “UPayments” mobile app, the ultimate fintech solution tailored for savvy merchants like you! With our feature-packed app, staying on top of your finances has never been easier! Say goodbye to cumbersome spreadsheets or messy notebooks and hello to streamlined financial management. Create invoices effortlessly and keep track of your balance and revenue in real-time. Know exactly where your business stands and make data-driven decisions to boost your profits. But that's not all! We believe in giving you full control over your business, which is why we've included powerful tools to help you in your store creation. Customize every aspect of your UStore to match your brand's personality and captivate your customers. From the sleek Design to the Product Category organization, you'll have it all covered. Want to keep an eye on your business's performance? The Dashboard and Analytics & Tracking modules have got you covered. Track sales, monitor trends, and identify growth opportunities with ease. Oh, and let's not forget about the Payment Methods module, ensuring you never miss a beat when it comes to getting paid! Choose from various payment methods that suit your customers best. Ready to roll out some enticing deals or you see an event that you wanna take advantage of? The Discounts & Coupons feature allows you to create irresistible promotions that'll keep your customers coming back for more. Worried about the logistics? We will handle that for you! The Apps module empowers you to integrate third-party tools and services seamlessly, enhancing your business's efficiency. Meanwhile, the Delivery module ensures a streamlined process for managing orders and timely deliveries, keeping your customers satisfied and coming back for more.We integrate you with the top-notch delivery partners to do the work for you. With the Bookings module, managing appointments and reservations becomes an easy process. Easily schedule and organize bookings, providing your customers with a hassle-free experience that keeps your calendar optimized. The Branches feature allows you to keep track of multiple locations, manage inventory efficiently, and ensure consistent service across all branches. In your store Settings, you have a powerful control center for customizing every aspect of your UStore effortlessly! With the power to toggle on and off various buttons, you have the freedom to enable or disable a huge number of options that suit your business needs. The UStore Settings put you in the driver's seat, ensuring a tailored and seamless shopping experience for your customers. In a nutshell, the “UPayments” mobile app empowers you with all the fintech tools you need to thrive in the competitive market. So, what are you waiting for? Download the app now and take charge of your financial success like never before!

About

Xent

Facilitates secure and rapid global currency and electronic money trading for individuals, banks, and companies. Offers a unique network with user-friendly and safe features for a seamless personal experience.

Highlights
  • Global currency trading
  • Electronic money exchange
  • Secure transactions
  • Fast trading
  • User-friendly interface
  • Network features
Read full description

We provide you with the easiest and fastest way to trade currencies and electronic money securely and smoothly around the world among individuals, banks and companies ... Our network is unique to its many features and easy and safe ... Your personal experience is proof

Screenshots

UPayments4 screens
Xent3 screens

Verdict

The call

The clearest difference is rating: UPayments at 4.7 against Xent's 4.3. UPayments also leads on ratings volume (446 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UPayments holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: UPayments has 446 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

UPayments ships an update monthly, Xent every 3 weeks. The most recent releases landed on October 26, 2026 and October 23, 2026 respectively.

Scorecard2 real differences · 8 level
UPayments versus Xent: the parameters behind the verdict, then further details
ParameterUPaymentsXent
PriceFreeFree
Rating4.7 (446 ratings) — better4.3 (3 ratings)
Positive reviews70.0% of reviews—
Number of ratings446 — better3
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.4 — better14.0
Further details — not scored
Size69 MB55 MB
Age rating4+4+
DeveloperUPAYMENTS COMPANY W.L.L.XENT FOR COMMISSION AGENT AND TRADING COMPANY

Customer experience

UPayments

All ratings446 ratings
Positive91.0%
Neutral2.9%
Negative6.1%
Written reviews10 reviews
Positive70.0%
Neutral10.0%
Negative20.0%

Xent

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%

In-app purchases

None

UPayments

No in-app purchases

None

Xent

No in-app purchases

Questions

Is UPayments free?
UPayments is free to download, with no in-app purchases.
Is Xent free?
Xent is free to download, with no in-app purchases.
Which has better reviews, UPayments or Xent?
UPayments is rated higher. UPayments averages 4.7 out of 5 from 446 ratings, while Xent averages 4.3 from 3 ratings.
Do UPayments or Xent have ads?
Neither UPayments nor Xent shows ads.
Which is updated more often, UPayments or Xent?
UPayments ships an update monthly, and Xent every 3 weeks. Most recently, UPayments was updated on October 26, 2026 and Xent on October 23, 2026.

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