BSP SoftToken vs UTOF
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BSP SoftToken
This app provides a secure and convenient way to authenticate transactions using unique One-Time Passwords (OTPs). It's designed for existing customers of a specific internet banking service, offering enhanced security with a local password and fingerprint sensor support.
- Secure transaction authentication
- Generates unique One-Time Passwords (OTPs)
- Local password protection
- Fingerprint sensor support
- For BSP Fiji Internet Banking customers
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Here is a better way to securely perform your transactions which ensures that your transactions are authenticated wherever you are. Use BSP Fiji Soft Token App to acquire a One Time Password (OTP) which is unique and secure. BSP Fiji Soft Token App is used by BSP Fiji Internet Banking customers only. Enter your activation data sent to your mobile phone to start using BSP Fiji Soft Token. A local password created at time of activation further secures the use of the app. If phone has a fingerprint sensor then no need to keep entering password whenever an OTP is required. For queries please call our 24 hour Customer Care Centre on 132 888 or +679 323 4300 (from overseas) or email customercare@bsp.com.fj
UTOF
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Invest with confidence, track your portfolio, and manage your UTOF investments anytime, anywhere! The UTOF app provides a seamless and secure way to monitor and grow your investments. Whether you’re a seasoned investor or just getting started, our app offers anything you need to stay in control of your financial future with UTOF. Key features: - Portfolio Tracking – View your contact management, investment balance, and unit holdings. - Top-Up Funds – Make secure top-ups with just a few taps. - UTOF insights and News – Stay informed with UTOF fortnightly price updates, performance updates, and financial news - Transaction History and Statement – Access detailed records of your transactions and generate statements as needed. - Easy & Secure Login – Sign in effortlessly using two factor authentication. - Digital Onboarding – Apply for account and submit your documents at your convenient time Why choose UTOF app? - Convenient & User-Friendly – Manage your investments anytime, anywhere, - Safe & Secure – Advanced encryption and security features to protect your financial data. - Stay Updated – Get the latest news from UTOF - Onboarding Anytime – Apply for a new account and submit required documents Download the UTOF APP today take control of financial journey!
Screenshots
Verdict
The clearest difference is update cadence: UTOF at every 4 months against BSP SoftToken's every 28 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BSP SoftToken ships an update every 28 months, UTOF every 4 months. The most recent releases landed on October 3, 2026 and October 12, 2026 respectively.
| Parameter | BSP SoftToken | UTOF |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 28 months | Every 4 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 6 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of South Pacific | Soft Logic Pacific Pte Limited |
In-app purchases
BSP SoftToken
No in-app purchases
UTOF
No in-app purchases
