Debt Control vs Debt Manager
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debt Control
Manage all your debts and loans in one place. Track who owes you money and who you owe, with support for multiple currencies and payment reminders. View your debt history and get an overview of your financial commitments.
- Track money owed and borrowed
- Support for multiple currencies
- Payment period indication
- Customizable reminders
- Consolidated list of contacts and debts
- Debt history log
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The application "Debt Control" allows you to keep records of debts in situations where you owe someone money or you borrowed to someone. Application functions: — support of various currencies — indication of the period of pay off — reminders — a list of people with aggregation of all debts — history of debts
Debt Manager
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Get paid back faster. Debt Manager turns “I’ll pay you later” into money back in your pocket. Track every IOU, loan and unpaid invoice in one place — then let AI handle the awkward part for you. WHAT YOU CAN DO • Keep two ledgers side by side — what you’re owed, and what you owe • Snap a receipt, paste a bank alert, or say it out loud, and AI fills in the entry • Log part-payments and instalment plans; balances update themselves as money comes in • Let AI draft the reminder — casual, professional, or firm — then send it by WhatsApp, SMS, or anywhere else • Check how someone has paid you in the past, before you lend again • Split a bill across any number of people; everyone gets their own record and balance • Keep business and personal in separate books, each with its own balances, charts and currency • Send branded invoices, receipts and customer statements as proper PDFs • Stay ahead with a due calendar, overdue aging, and reminders that escalate as the date approaches • Attach photos, PDFs and documents to any record • 119 currencies, detected automatically from your region • Lock the app behind Face ID or Touch ID FREE, WITH NO LIMITS Unlimited debts, debtors and people. Search, filters, categories, attachments, due-date reminders, bill splitting, contact import, multi-currency and biometric lock — all free, no trial required. Plus three AI Smart Captures to try. DEBT MANAGER PRO Upgrade when you want the tools that actually get money moving: • Unlimited AI Smart Capture — receipts, bank alerts and voice • AI-drafted reminders in three tones • Partial payments, instalment plans and recurring schedules • Escalating auto-reminders before and after the due date • Separate business and personal books • Branded invoices, receipts and statements • Payment-history scoring, so you know who pays late • Insights: collection trends, overdue aging, top accounts, recovery projections • Due calendar and monthly collection goals • Custom tags and filtering • CSV export of debts, debtors and payment history • Priority support — your feedback and feature requests jump the queue • No ads WHO IT’S FOR Anyone who lends money to friends and family and would rather not have the awkward conversation. Freelancers and small businesses chasing unpaid invoices. Anyone who splits bills and is tired of doing the maths. SUBSCRIPTION TERMS Debt Manager Pro is available as a monthly or annual auto-renewing subscription. US pricing is $1.99/month or $14.99/year, with a 7-day free trial on the annual plan; prices in other regions are shown in the app. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the end of that period. You can manage or cancel your subscription in your Apple Account settings after purchase. Any unused portion of a free trial is forfeited when you buy a subscription. Privacy Policy: https://www.freeprivacypolicy.com/live/0d859161-9022-4545-a032-ef16777ad7a0 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Debt Control at none against Debt Manager's shown. Debt Control also leads on iOS requirement (13.0 vs 15.6). Debt Manager's advantage is update cadence (every 4 weeks vs every 2 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debt Control sells 3 one-off in-app purchases and Debt Manager sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Debt Control ships an update every 2 months, Debt Manager every 4 weeks. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.
| Parameter | Debt Control | Debt Manager |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (33 ratings) — better | — |
| Positive reviews | 64.2% of reviews | — |
| Number of ratings | 33 — better | — |
| Update frequency | Every 2 months | Every 4 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 23 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | CleverPumpkin Ltd. | Ifeanyi Ibekie |
In-app purchases
Debt Control
- Premium$0.99
- Premium$2.99
- Premium$4.99
Debt Manager
- Pro Monthly$1.991 Month
- Pro Annual$14.991 Year








