Comparison

Novo CU vs hedgematic

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Novo CU

Manage your banking accounts conveniently on your mobile device. Access real-time transaction history, make transfers between accounts, and pay others easily. Find ATM locations and apply for loans directly through the app.

Highlights
  • Real-time transaction history
  • Account transfers
  • Statement viewing and downloading
  • Pay a Person feature
  • ATM and branch locator
  • Loan applications
Features
Read full description

Easily manage your banking with the Novo CU Mobile App. Check your balances on the go with a simple touch. Quickly sign-in using touch ID or your home banking username/password. Features: • Real-time transaction history for loans, checking and savings. • Transfers: share to share, share to loan, to another Novo CU account and check withdrawal transfers are available • Online Services: View/Print/Download your statements, create account alerts to notify you about deposits or loan payments due. • Pay a Person: send money to anyone via PayPal. • Deposit and Surcharge Free ATMs: find all branch locations, hours and directions from wherever you are in the U.S. • Apply for a loan: one touch application, view current rates and terms.

About

hedgematic

Features
Read full description

Hedgematic takes your birthday(s), account balances, Social Security status, and your yearly current-dollar, after-tax income requirements and constructs a financial portfolio that delivers a yearly paycheck, including estimated taxes, for the duration of your retirement. Each year is individually hedged with a combination of stock and inflation protected bonds. The algorithm is public and based on sound economic principles.

Screenshots

Novo CU4 screens
hedgematic4 screens

Verdict

The call

The clearest difference is update cadence: hedgematic at every 3 weeks against Novo CU's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Novo CU ships an update every 3 months, hedgematic every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
Novo CU versus hedgematic: the parameters behind the verdict, then further details
ParameterNovo CUhedgematic
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size42 MB24 MB
Age rating4+4+
DeveloperNovo Federal Credit UnionJames Howey

In-app purchases

None

Novo CU

No in-app purchases

None

hedgematic

No in-app purchases

Questions

Is Novo CU free?
Novo CU is free to download, with no in-app purchases.
Is hedgematic free?
hedgematic is free to download, with no in-app purchases.
Do Novo CU or hedgematic have ads?
Neither Novo CU nor hedgematic shows ads.
Which is updated more often, Novo CU or hedgematic?
Novo CU ships an update every 3 months, and hedgematic every 3 weeks. Most recently, Novo CU was updated on November 2, 2026 and hedgematic on November 3, 2026.

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