Comparison

Xtrade vs ChangPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xtrade

Trade stocks and stay updated on market movements from anywhere. This app offers real-time data, quick order execution, and secure access to your investments. It provides a comprehensive view of markets and your portfolio, with convenient payment facilities.

Highlights
  • Real-time market watches
  • Customizable scrip view
  • Order placing (NSE/BSE/Derivative)
  • Stop Loss Limit & Market orders
  • Holistic portfolio view
  • Trade Book/Order Book/Portfolio access
  • Pay-in and Pay-out facility
Features
Read full description

XTrade app enables the users to stay in touch with the stock market pulse, to invest and trade from anywhere (home, office or while traveling), anytime. The application provides flexible solution to users while maintaining optimum security of information. UAE Exchange & Finance Ltd has always strived to stay in front of the technology revolution and to bring the latest and the most advanced to its clients. This iOS version is advanced, user friendly and highly flexible with an intelligent interface that makes trading secure, smooth and enriching. Users will benefit from the full spectrum view of the markets. XTrade also enables quick order execution and offline order facility to place orders outside market hours. Furthermore, this 24 X 7 trading facility is fully linked to our bank payment facilities allowing users to quickly initiate pay-in and pay-out. The advanced features of XTrade include: • Multiple market watches with real-time update. • Customization of scrip view with Grid and List option. • Index can be added to market watch. • Order placing facility in NSE/BSE/Derivative. • Place Stop Loss Limit & Stop Loss Market (SLM) order. • Holistic view of all your holdings in a single page with real time price update. • Access to Trade Book/Order Book/Portfolio. • Option Chain, Option calculator and F&O Margin calculator. • Configurable fast order facility to place orders more conveniently. • Top Rankings for NSE/BSE with Gainers/Losers volumes and values. • Pop Ups on Order confirmation/ Order Execution. • Pay-in and Pay-out facility. • Reach our Customer Care in a single click using ' Call ' facility. Trade as a pro!

About

ChangPay

Features
Read full description

ChangPay brings convenience, accessibility, and efficiency to international payments by allowing users to manage their cross-border financial needs from a single platform. Instead of using multiple banks, payment providers, and currency exchange services, users can access international payments, multi-currency wallets, currency conversion, and global transfers in one secure application. For freelancers and remote workers, ChangPay makes it easier to receive payments from international clients and access their funds quickly. For businesses, importers, exporters, and SMEs, ChangPay simplifies supplier payments, including Pay to China, helping them settle invoices more efficiently and manage global business transactions without unnecessary complexity. Our platform helps users save time by streamlining payment workflows, reducing the need to switch between different financial providers, and providing greater transparency over their transactions. Users can track payments, manage multiple currencies, and access compliant cross-border payment services through a single account. ChangPay is also focused on improving financial inclusion by making international financial services more accessible to users in emerging markets, particularly across Africa and Asia. Many individuals and businesses in these regions face barriers when accessing reliable global payment infrastructure. ChangPay helps bridge that gap by providing secure, compliant, and user-friendly financial tools that enable them to participate more easily in the global economy. Ultimately, the value we bring is simplicity, speed, transparency, accessibility, and trust—empowering individuals and businesses to send, receive, convert, and manage money internationally with greater confidence and less friction.

Screenshots

Xtrade4 screens
ChangPay4 screens

Verdict

The call

The clearest difference is ads: ChangPay at none against Xtrade's shown. ChangPay also leads on update cadence (every 10 days vs every 2 months). Xtrade's advantage is iOS requirement (11.1 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Xtrade ships an update every 2 months, ChangPay every 10 days. The most recent releases landed on October 7, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
Xtrade versus ChangPay: the parameters behind the verdict, then further details
ParameterXtradeChangPay
PriceFreeFree
Rating2.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 10 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.1 — better15.0
Further details — not scored
Size35 MB112 MB
Age rating4+17+
DeveloperUAE Exchange and Finance LimitedChang Global Technologies Pty Ltd

In-app purchases

None

Xtrade

No in-app purchases

None

ChangPay

No in-app purchases

Questions

Is Xtrade free?
Xtrade is free to download, with no in-app purchases.
Is ChangPay free?
ChangPay is free to download, with no in-app purchases.
Do Xtrade or ChangPay have ads?
Xtrade shows ads; ChangPay does not.
Which is updated more often, Xtrade or ChangPay?
Xtrade ships an update every 2 months, and ChangPay every 10 days. Most recently, Xtrade was updated on October 7, 2026 and ChangPay on October 9, 2026.

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