BBVA Switzerland vs Collect.

BBVA Switzerland is the application for banking on your smartphone or tablet with BBVA Private Banking in Switzerland. Key features: • Check account balances • Track the market value of your portfolios and the evolution of investment products • Review last transactions in your accounts • Access to exclusive contents and news • Conveniently introduce payments • Receive e-documents of your accounts • Mailbox: secure and confidential communication with your advisor Requirements: • Banking relationship with BBVA (Suiza) SA • e-banking contract signed • Internet connection • iOS 10 or higher • If your device is not compatible, remember that you also have access through BBVA e-banking website https://ebanking.bbva.ch/auth-avaloq/login Login made easy: • Login securely and conveniently and still use all functions, this is possible with Touch ID function and BBVA CH Access app. Find out more at bbva.ch on digital solutions section. Security recommendations: • Protect your mobile phone against unwanted access with screen lock • Do not disclose password or any personal information. BBVA will never ask your for them unsolicited neither in the app nor by telephone, email or text message • Read carefully Touch ID security information recommendations • More information about keeping your device and security details safe and secure are available in the "Security" section of the Mobile Banking app Terms and Conditions. You find these in the app menu. Do you have any problems or suggestions? Send us your comments to informationbbva@bbva.ch

Collect helps savings groups organize contributions, review member balances, and keep credit-readiness records in one mobile workspace. Members create a contribution request, review the approved beneficiary, amount, and unique reference, then authorize a SEPA bank transfer in their banking app. Collect never asks for banking credentials and never initiates or signs a transfer. A contribution is recorded only after controlled bank evidence and the daily statement reconcile. Groups can track collections, member participation, bank-transfer evidence, exceptions, and account status without relying on scattered chat messages or paper notes. The app is designed for savings groups and administrators that need a clearer record of who contributed, what changed, and what still needs follow-up. Key capabilities: - Savings group overview and member activity tracking - Bank-transfer contribution and reconciliation review - Credit-readiness records for organized group review - Shareable group context for coordination - Account and privacy controls for members Collect is operated by IKANISA LTD for organized savings, contribution tracking, and credit-readiness recordkeeping. Collect is not a bank or wallet and does not provide credit or custody customer funds.