Expense Tracker vs My Simple Expenses
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.
- Simple and easy to use
- No account registration
- Local data storage
- Budget settings by category
- Monthly, yearly, and cumulative reports
- CSV and PDF export
- Passcode lock with Face ID/Touch ID
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Simple & Free Budget Tracker A simple budgeting app to track income and expenses with ease. No account registration, no bank connections, and no subscriptions. All data is stored locally for fast, secure, offline use. Designed with a familiar iOS interface, This app lets anyone start budgeting instantly. FEATURES ---------------- • Extremely simple and easy to use • No account registration required • Free to use forever (no hidden charges later) • Built-in calendar for easy tracking • Budget settings by category • Monthly, yearly, and cumulative reports • Unlimited custom categories • Unlimited fixed income and expense settings • 20+ theme colors and 20+ app icons • CSV (Excel) export, PDF export, and printing • Passcode lock with Face ID and Touch ID • iCloud backup and iPad sync • 15+ Home Screen widgets • Lock Screen widgets supported Everything you need for daily expense management, completely free. RECOMMENDED FOR ---------------- • People who don’t want a complicated budgeting app • Users who feel uneasy linking bank accounts or credit cards • Those who dislike apps that constantly connect to the internet • Anyone who wants to record expenses simply and quickly • Users who gave up on receipt scanning apps • People who just want easy input • Anyone who doesn’t want monthly subscription fees This app stores all data locally, so it’s fast, secure, and works offline. Unlike many other apps, there are no monthly subscriptions, and useful features remain free. FEATURE DETAILS ---------------- [ Input ] Tap large, easy-to-press category buttons and enter amounts quickly. The built-in calculator keyboard makes input fast and comfortable. An automatic input mode allows you to enter multiple receipts continuously. [ Calendar ] Check daily income and expenses at a glance on the calendar. Customize the start day of the week and monthly start or closing dates, making it easy to begin tracking from your payday. Add or delete entries directly from the calendar for easy bulk input. Savings and initial balances can be set to display carry-overs and cumulative totals. [ Reports ] Monthly income and expenses are displayed in clear pie charts. View spending ratios by category to easily spot overspending or hidden waste. [ Backup / CSV / PDF Export ] All data can be exported as CSV (Excel-compatible) files. Use exported files as backups and import them when changing devices, including iPhone and iPad. CSV data can also be used on a computer for accounting or tax filing. Monthly data can be exported as PDF files for archiving or printing. [ Theme Colors & App Icons ] Customize the app with over 20 theme colors, from cute pinks to chic dark blues. Change the app icon to match your style, choosing from more than 20 designs. [ Passcode Lock ] Protect your financial data with a passcode. Face ID and Touch ID are fully supported. [ Widgets ] Supports both Home Screen and Lock Screen widgets. Check remaining budgets by category without opening the app. See how much you can still spend this month. Display a mini calendar showing recorded days. Add new entries directly from the Lock Screen with a single tap. ABOUT THE APP ---------------- This is a simple and free budgeting app with no subscriptions. Just record your income and expenses, and the app automatically organizes them into clear calendars and reports, helping you understand your finances at a glance. Unlike overly complex apps that rely on bank syncing or receipt scanning, This app focuses on essential features only, designed to be fast, clear, and easy for anyone to use. 【Terms of Service】 https://komorebi-studio.com/tos_en.html 【Privacy Policy】 https://komorebi-studio.com/policyredirect.html
My Simple Expenses
Track your monthly spending and manage recurring or installment expenses. This app helps you visualize your financial outflows with a clear interface, highlighting overdue payments and offering detailed expense management.
- Monthly expense tracking
- Recurring expense management
- Installment expense management
- Overdue payment highlighting
- Detailed expense editing
- Expense deletion options
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My Expenses — Simple Bill & Installment Tracker Do you know exactly what you have to pay this month? With My Expenses, you always will. My Expenses is the simplest way to track your monthly bills, fixed expenses, and installment payments — all in one place. No complicated setup. No learning curve. Just open the app, add your expenses, and stay in control. WHY PEOPLE LOVE MY EXPENSES: • Track fixed monthly bills — rent, utilities, subscriptions • Manage installment payments — set the total number of installments and the app tracks every single one automatically (e.g. Car loan 1/36) • Overdue alerts — the app highlights overdue payments so you never miss a due date • Monthly overview — see your total expenses, what's already paid, and your remaining balance at a glance • Simple and fast — add an expense in seconds HOW IT WORKS: Home Screen — your monthly expense list, organized and easy to read. Overdue payments are highlighted so they're impossible to miss. Add Expense — enter the description, amount, and due date. Choose between a one-time expense, a recurring fixed bill, or an installment payment with a set number of months. Expense Detail — view full details, mark as paid, edit, or delete — for just that month, all future months, or all installments at once. Installment Edit — need to adjust a specific month? Edit individual installments without affecting the rest. Download My Expenses for free today and finally know where your money is going.
Screenshots
Verdict
The clearest difference is in-app purchases: My Simple Expenses at none against Expense Tracker's 2. Expense Tracker's advantage is review sentiment (90% vs 60%) and update cadence (every 3 weeks vs every 5 months). On price, rating, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 one-off in-app purchases. My Simple Expenses asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Expense Tracker against 5.0 for My Simple Expenses. That said, the two scores are not equally well evidenced: Expense Tracker has 3K ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 90% of Expense Tracker's written reviews are positive against 60% of My Simple Expenses's.
Expense Tracker ships an update every 3 weeks, My Simple Expenses every 5 months. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.
| Parameter | Expense Tracker | My Simple Expenses |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (3K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 89.8% of reviews — better | 60.0% of reviews |
| Number of ratings | 3K — better | 3 |
| Update frequency | Every 3 weeks — better | Every 5 months |
| Ads | Yes | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 110 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Komorebi Inc. | Gracetech Digital Solutions LLC |
Customer experience
Expense Tracker
My Simple Expenses
Bugs and requests
Expense Tracker
Reported bugs
2 issues- Data loss after uninstalling and reinstalling the app
- Issues with date synchronization after updates
Requested features
5 requests- Ability to set budgets for expense categories
- Option to mark expenses as 'paid'
- Sync data across multiple devices
- More detailed reporting and analytics
- Support for multiple accounts/wallets
My Simple Expenses
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense Tracker
- Removing Ads$12.99
- Premium Service (Lifetime)$14.99
My Simple Expenses
No in-app purchases
Questions
Is Expense Tracker free?
Is My Simple Expenses free?
Which has better reviews, Expense Tracker or My Simple Expenses?
Do Expense Tracker or My Simple Expenses have ads?
Which is updated more often, Expense Tracker or My Simple Expenses?
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