Expense Tracker vs MoneyNotes+

Simple & Free Budget Tracker A simple budgeting app to track income and expenses with ease. No account registration, no bank connections, and no subscriptions. All data is stored locally for fast, secure, offline use. Designed with a familiar iOS interface, This app lets anyone start budgeting instantly. FEATURES ---------------- • Extremely simple and easy to use • No account registration required • Free to use forever (no hidden charges later) • Built-in calendar for easy tracking • Budget settings by category • Monthly, yearly, and cumulative reports • Unlimited custom categories • Unlimited fixed income and expense settings • 20+ theme colors and 20+ app icons • CSV (Excel) export, PDF export, and printing • Passcode lock with Face ID and Touch ID • iCloud backup and iPad sync • 15+ Home Screen widgets • Lock Screen widgets supported Everything you need for daily expense management, completely free. RECOMMENDED FOR ---------------- • People who don’t want a complicated budgeting app • Users who feel uneasy linking bank accounts or credit cards • Those who dislike apps that constantly connect to the internet • Anyone who wants to record expenses simply and quickly • Users who gave up on receipt scanning apps • People who just want easy input • Anyone who doesn’t want monthly subscription fees This app stores all data locally, so it’s fast, secure, and works offline. Unlike many other apps, there are no monthly subscriptions, and useful features remain free. FEATURE DETAILS ---------------- [ Input ] Tap large, easy-to-press category buttons and enter amounts quickly. The built-in calculator keyboard makes input fast and comfortable. An automatic input mode allows you to enter multiple receipts continuously. [ Calendar ] Check daily income and expenses at a glance on the calendar. Customize the start day of the week and monthly start or closing dates, making it easy to begin tracking from your payday. Add or delete entries directly from the calendar for easy bulk input. Savings and initial balances can be set to display carry-overs and cumulative totals. [ Reports ] Monthly income and expenses are displayed in clear pie charts. View spending ratios by category to easily spot overspending or hidden waste. [ Backup / CSV / PDF Export ] All data can be exported as CSV (Excel-compatible) files. Use exported files as backups and import them when changing devices, including iPhone and iPad. CSV data can also be used on a computer for accounting or tax filing. Monthly data can be exported as PDF files for archiving or printing. [ Theme Colors & App Icons ] Customize the app with over 20 theme colors, from cute pinks to chic dark blues. Change the app icon to match your style, choosing from more than 20 designs. [ Passcode Lock ] Protect your financial data with a passcode. Face ID and Touch ID are fully supported. [ Widgets ] Supports both Home Screen and Lock Screen widgets. Check remaining budgets by category without opening the app. See how much you can still spend this month. Display a mini calendar showing recorded days. Add new entries directly from the Lock Screen with a single tap. ABOUT THE APP ---------------- This is a simple and free budgeting app with no subscriptions. Just record your income and expenses, and the app automatically organizes them into clear calendars and reports, helping you understand your finances at a glance. Unlike overly complex apps that rely on bank syncing or receipt scanning, This app focuses on essential features only, designed to be fast, clear, and easy for anyone to use. 【Terms of Service】 https://komorebi-studio.com/tos_en.html 【Privacy Policy】 https://komorebi-studio.com/policyredirect.html

Just talk. We'll track it. MoneyNotes makes expense tracking effortless. Tap the mic, say what you spent, and AI handles the rest — no typing, no spreadsheets, no hassle. VOICE-POWERED TRACKING: Tap the microphone and speak naturally. "Spent 50 on groceries" or "Paid 200 for electricity." MoneyNotes transcribes your voice and automatically creates a categorized transaction in seconds. SMART DASHBOARD: See your complete financial picture at a glance. Your balance, income, and expenses are clearly displayed with visual progress bars. Set a monthly budget and track your spending against it in real time. MANUAL ENTRY: Prefer typing? Add transactions manually with a simple form. Choose from categories, set the amount, and you're done. AI FINANCIAL INSIGHTS (Pro): Get a personalized, AI-generated financial report that analyzes your spending habits and provides actionable insights — written in plain language, not spreadsheet jargon. ANALYTICS & TRENDS (Pro): Visualize your money with beautiful charts. See daily expense and income trends, discover your top spending categories, and find out your biggest spending day. MULTIPLE WALLETS: Organize your money your way. Create multiple wallets to separate your finances and manage everything with clarity and control. WEALTH MANAGEMENT (pro): Track your complete financial picture. Monitor your assets and liabilities and understand your true net worth in one place—free for a limited time. BANK MESSAGE AUTOMATION: Automatically log transactions from your bank SMS notifications through Apple Shortcuts integration. Even when you are offline, all messages will be saved until your connection is back, reopen the app, and your transactions will be logged automatically. KEY FEATURES: - Voice-to-transaction in seconds - Smart AI categorization - Monthly budget tracking with progress bars - Income and expense filtering - Swipe to edit or delete transactions - Month-by-month transaction history - Apple Pay, Insta Pay, and Payment by cards are logged automatically, even when you are offline. They are queued until your connection is back. Reopen the app they will be synced automatically - Secure sign-in with Apple or Google MONEYNOTES PLUS SUBSCRIPTION PLAN: Unlock the full experience Monthly Plan - 5$/month: - Unlimited voice recordings - Unlimited transactions - Analytics & spending trends - AI-powered financial insights - Full wealth management screen Your data is yours. Sign in securely with Apple or Google. Delete your account and all data at any time from Settings. Terms: https://fintechcopilot.ai/terms Privacy: https://fintechcopilot.ai/privacy