Comparison

Integral vs GoB Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Integral

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This app is available to all members of the Integral collective foundation. With this user-friendly, comprehensive and innovative app, policyholders can access their personal pension data, carry out simulations and obtain information on pension issues at any time and from anywhere. The app is connected live to the Integral management system. Registration / Login: Integral policyholders can register by entering an activation code and other security information and receive a login to access their personalized digital pension fund quickly and easily in the future. Functionalities: • Benefit overview / retirement assets • Buy-in calculator with tax simulation • Home ownership calculator with tax simulation (home ownership promotion / WEF) • Pension check with individual recommendations for action • Up-to-date view of the retirement savings account • Key figures and illustrations on the investment situation • Access to personal documents, e.g. pension certificate • Current Topic Articles • Overview personnel data / profile • Glossary of terms • Article • direct contact to the responsible supervisor

About

GoB Access

This app provides secure access to banking services and transaction confirmation. It offers quick activation, optional notifications for verification, and the ability to generate one-time passwords even without an internet connection.

Highlights
  • Secure transaction confirmation
  • Quick activation process
  • Optional login notifications
  • One-time password generation
  • Offline OTP code generation
Features
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GoB Access is the app that allows you to access GoBanking and confirm your transactions. - Quick and secure activation process: in order to use GoB Access, you need to download the app to your smartphone and register directly in GoBanking. - Notifications: in GoBanking, you can decide whether or not to activate notifications for your GoB Access app. a. If you activate notifications: you will receive a notification in the GoB Access app every time you log in and for certain actions as a verification/confirmation measure. To validate your pending actions and redirect GoBanking to the desired/requested landing page, simply open the notification in the GoB Access app, enter your PIN and confirm. b. If you do not activate the notifications: whenever you are asked for a one-time password (OTP) to continue with your transactions in GoBanking, simply open the GoB Access app on your mobile device, type the chosen PIN code and manually enter directly into GoBanking the 6-digit code generated by GoB Access. - Offline mode: even if you don’t have an Internet connection, the GoB Access app allows you to generate the necessary OTP codes to be manually entered in GoBanking.

Screenshots

Integral4 screens
GoB Access4 screens

Verdict

The call

Integral and GoB Access are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Integral ships an update every 4 months, GoB Access every 7 months. The most recent releases landed on September 15, 2026 and July 21, 2026 respectively.

ScorecardNo meaningful differences
Integral versus GoB Access: the parameters behind the verdict, then further details
ParameterIntegralGoB Access
PriceFreeFree
Rating—1.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 4 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.513.0 — better
Further details — not scored
Size18 MB22 MB
Age rating4+4+
DeveloperIntegral Stiftung fur die berufliche VorsorgeBPS (SUISSE)

In-app purchases

None

Integral

No in-app purchases

None

GoB Access

No in-app purchases

Questions

Is Integral free?
Integral is free to download, with no in-app purchases.
Is GoB Access free?
GoB Access is free to download, with no in-app purchases.
Do Integral or GoB Access have ads?
Neither Integral nor GoB Access shows ads.
Which is updated more often, Integral or GoB Access?
Integral ships an update every 4 months, and GoB Access every 7 months. Most recently, Integral was updated on September 15, 2026 and GoB Access on July 21, 2026.

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