Comparison

KB Klíč vs Partners

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KB Klíč

Securely log into online banking and authorize payments with this app. It replaces texted codes with in-app confirmation, offering PIN and fingerprint authentication for enhanced security.

Highlights
  • Identity verification
  • Secure online banking login
  • Payment authorization
  • PIN authentication
  • Fingerprint authentication
  • Replaces texted codes
Read full description

The KB Klíč app verifies your identity and safely logs you into MojeBanka online banking and Komerční banka's other online apps. You don't have to enter a texted code and you also authorise payments through the app. You need the following for KB Klíč activation: - KB ID, which you will find in the Electronic Signature Agreement. You can also use your username/email - An activation code that you will receive at a KB branch or when you log into mujprofil.kb.cz otherwise than via KB Klíč The activation guide is available at https://www.kb.cz/en/faq-and-support/how-to-sign-in Set the PIN on the occasion of activation. You can set up your fingerprint if your phone supports them. Komerční banka will never see your fingerprints; they are retained in a secure repository in the phone. If your phone is connected to the internet the request to confirm the activation will be received automatically in your phone. Check and confirm the request. If offline, select 'The device is not connected to the internet' option in your computer. Using the KB Klíč app, scan the pictorial code from the computer's screen. Then confirm the code by the PIN or fingerprint. Finally, type the generated code in your computer. Please note: If you enter an incorrect PIN five times KB Klíč blocks access. You will then activate the apps using an activation code that you will receive in an ATM, at a KB branch or after logging into mujprofil.kb.cz otherwise than via KB Klíč. KB Klíč will not work for you if you have reinstalled software on your phone and your platform (root) is therefore not protected. All of this for the sake of security.

About

Partners

Manage all your accounts, investments, mortgages, and insurance in one secure app. Easily compare and arrange new financial products, track investments, and manage cards. Your complete financial overview, simplified.

Highlights
  • All accounts in one app
  • Investment tracking
  • Mortgage and insurance management
  • Card management
  • Compare and arrange financial products
  • Digital contract signing
Features
Read full description

Účty, investice, hypotéky, pojistky .. u nás nebo jinde, prostě všechno v jedné apce. Jednoduše, přehledně a bezpečně. Finance pod palcem V apce vyřešíte všechno. Úplně všechno. Balíček pro jednoho se vším všudy Nejen účet, karty, spoření, platby i výběry z bankomatů zdarma. Ale i pojistky, investice nebo třeba účty v jiných bankách v jedné apce. A co ještě nemáte, jednoduše v ní srovnáte i sjednáte. Nebo vám pomůže váš osobní poradce Partners. Prozkoumejte balíček pro jednoho. Připojte, co chcete Od účtů v jiné bance po papírové pojistky z šuplíku. Žádné papírování Od zřízení po zrušení účtu, podepisování smluv nebo potvrzení. Vše na ťuknutí. Správa karet Zřídit kartu, zmrazit kartu, změnit PIN a nebo limity? Ale jistě. Srovnat a sjednat Srovnání a sjednání třeba pojištění auta, majetku nebo dovolené na dosah. Investiční reporting Neustálý přehled o tom, jak se daří Vašim investicím, ať už jste investovali jednorázově, nebo investujete pravidelně.

Screenshots

KB Klíč4 screens
Partners4 screens

Verdict

The call

The clearest difference is update cadence: Partners at every 4 days against KB Klíč's every 2 months. Partners also leads on rating (5.0 vs 4.7). KB Klíč's advantage is monetization model (free vs free with in-app purchases) and ratings volume (124 vs 4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Partners holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: KB Klíč has 124 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 83% of KB Klíč's written reviews are positive against 73% of Partners's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

KB Klíč ships an update every 2 months, Partners every 4 days. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

Scorecard5 real differences · 5 level
KB Klíč versus Partners: the parameters behind the verdict, then further details
ParameterKB KlíčPartners
PriceFreeFree
Rating4.7 (124 ratings)5.0 (4 ratings) — better
Positive reviews83.3% of reviews — better73.2% of reviews
Number of ratings124 — better4
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.5
Further details — not scored
Size80 MB594 MB
Age rating4+4+
DeveloperKomercni banka a.s.PBK Technology, s.r.o.

Customer experience

KB Klíč

All ratings124 ratings
Positive92.7%
Neutral1.6%
Negative5.6%
Written reviews96 reviews
Positive83.3%
Neutral3.1%
Negative13.5%

Partners

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews56 reviews
Positive73.2%
Neutral1.8%
Negative25.0%

Bugs and requests

KB Klíč

Not enough reviews yet to summarise bugs or requests.

Partners

Reported bugs

10 issues
  • App crashes after opening
  • ID/document scanning fails
  • App appears on device without user consent
  • Login issues on MacBook
  • Text overflows with display zoom enabled
Show 5 more
  • Language overlap in English version
  • App freezes during onboarding
  • Cannot enter full account number for outgoing payments
  • App gets stuck during account creation
  • Dark/light mode switching breaks the app

Requested features

11 requests
  • Allow disabling marketing popups
  • Improve ID/document scanning for onboarding
  • Add graphs for income/expenses and pension development
  • Filter incoming/outgoing payments by time period
  • Allow editing/canceling standing orders
Show 6 more
  • Option to add disponent for free
  • More customization for bottom panel
  • Easier search for payment templates
  • Add email notification settings
  • Similar savings feature to ČSOB Drobné
  • Option for two-person accounts without extra charge

In-app purchases

None

KB Klíč

No in-app purchases

None

Partners

No in-app purchases

Questions

Is KB Klíč free?
KB Klíč is free to download, with no in-app purchases.
Is Partners free?
Partners is free to download, with no in-app purchases.
Which has better reviews, KB Klíč or Partners?
Partners is rated higher. KB Klíč averages 4.7 out of 5 from 124 ratings, while Partners averages 5.0 from 4 ratings.
Do KB Klíč or Partners have ads?
Neither KB Klíč nor Partners shows ads.
Which is updated more often, KB Klíč or Partners?
KB Klíč ships an update every 2 months, and Partners every 4 days. Most recently, KB Klíč was updated on October 14, 2026 and Partners on October 17, 2026.

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