Comparison

KB Klíč vs Moje Generali

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KB Klíč

Securely log into online banking and authorize payments with this app. It replaces texted codes with in-app confirmation, offering PIN and fingerprint authentication for enhanced security.

Highlights
  • Identity verification
  • Secure online banking login
  • Payment authorization
  • PIN authentication
  • Fingerprint authentication
  • Replaces texted codes
Read full description

The KB Klíč app verifies your identity and safely logs you into MojeBanka online banking and Komerční banka's other online apps. You don't have to enter a texted code and you also authorise payments through the app. You need the following for KB Klíč activation: - KB ID, which you will find in the Electronic Signature Agreement. You can also use your username/email - An activation code that you will receive at a KB branch or when you log into mujprofil.kb.cz otherwise than via KB Klíč The activation guide is available at https://www.kb.cz/en/faq-and-support/how-to-sign-in Set the PIN on the occasion of activation. You can set up your fingerprint if your phone supports them. Komerční banka will never see your fingerprints; they are retained in a secure repository in the phone. If your phone is connected to the internet the request to confirm the activation will be received automatically in your phone. Check and confirm the request. If offline, select 'The device is not connected to the internet' option in your computer. Using the KB Klíč app, scan the pictorial code from the computer's screen. Then confirm the code by the PIN or fingerprint. Finally, type the generated code in your computer. Please note: If you enter an incorrect PIN five times KB Klíč blocks access. You will then activate the apps using an activation code that you will receive in an ATM, at a KB branch or after logging into mujprofil.kb.cz otherwise than via KB Klíč. KB Klíč will not work for you if you have reinstalled software on your phone and your platform (root) is therefore not protected. All of this for the sake of security.

About

Moje Generali

Features
Read full description

S aplikací Moje Generali budete mít dokonalý přehled o svém pojištění kdykoliv potřebujete. Co se vám může hodit • Přehled o smlouvách, platbách a nahlášených škodách • Informace o tom, co a na kolik máte pojištěné • Rychlé nahlášení škody a sledování průběhu vyřízení • Možnost zavolat si asistenci v nouzi na pár kliknutí • Zelená karta dostupná i offline

Screenshots

KB Klíč4 screens
Moje Generali4 screens

Verdict

The call

The clearest difference is ads: KB Klíč at none against Moje Generali's shown. Moje Generali's advantage is update cadence (every 3 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KB Klíč ships an update every 2 months, Moje Generali every 3 weeks. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
KB Klíč versus Moje Generali: the parameters behind the verdict, then further details
ParameterKB KlíčMoje Generali
PriceFreeFree
Rating4.7 (124 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings124 — better—
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.4
Further details — not scored
Size80 MB130 MB
Age rating4+4+
DeveloperKomercni banka a.s.Generali Ceska pojistovna a.s.

In-app purchases

None

KB Klíč

No in-app purchases

None

Moje Generali

No in-app purchases

Questions

Is KB Klíč free?
KB Klíč is free to download, with no in-app purchases.
Is Moje Generali free?
Moje Generali is free to download, with no in-app purchases.
Do KB Klíč or Moje Generali have ads?
Moje Generali shows ads; KB Klíč does not.
Which is updated more often, KB Klíč or Moje Generali?
KB Klíč ships an update every 2 months, and Moje Generali every 3 weeks. Most recently, KB Klíč was updated on October 14, 2026 and Moje Generali on October 24, 2026.

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