Comparison

NCUB ePassBook vs Bondsmart

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

NCUB ePassBook

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Passbook on your mobile, by The Nilambur Co-Operative Urban Bank Ltd. Use your Customer Id & Mobile Number to login to passbook . OTP will be sent to the registered (with the bank) mobile numbers only. Features include * Fast access. * Offline view. * Look and feel of traditional passbook. * Filter by transaction date and search by remarks,amount and transaction type. * Option to set default account. * Rearrange entries by ascending or descending order. * Option to change number of transactions per page. * Personalise your passbook by creating your own personal ledger and tag/add transactions to it. * Share your account/transaction details using SMS, email etc. * NCUB ePassbook available in English and Malayalam languages.

About

Bondsmart

Features
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Bondsmart โ€” Achieve Financial Freedom Bondsmart is a digital platform for investing in listed, rated, and high yied corporate bonds. Built for both individual and non individual investors and Fixed Income distributors, Bondsmart makes fixed-income investing simple, transparent, and rewarding โ€” all in one seamless app. Why Bondsmart? Because every investor deserves steady returns, security, and clarity. High-yield corporate bonds are the best source of passive income โ€“ fixed, stable and predictable. Key Features Discover & Invest Easily Browse a curated list of listed corporate bonds and NCDs from verified issuers โ€” all in one place. Invest in public issue Invest instantly through UPI or ASBA mechanism in debt public issues. Transparent & Secure Platform SEBI registered broker and an approved Online Bond Platform Provider (OBPP) in BSE Debt Segment allowing investors to transact in debt securities through the online platform of the Stock Exchange. Smart Insights & Education Learn the basics of bonds, yields, and markets through learning handbooks and videos. For Investors & Distributors Individual investors earn steady income, while Fixed Income Distributors (FIDs) can onboard, manage leads, and grow with Bondsmart.

Screenshots

NCUB ePassBook4 screens
Bondsmart4 screens

Verdict

The call

The clearest difference is device support: Bondsmart at 3 against NCUB ePassBook's โ€”. NCUB ePassBook's advantage is iOS requirement (12.0 vs 15.0). On price and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences ยท 4 level
NCUB ePassBook versus Bondsmart: the parameters behind the verdict, then further details
ParameterNCUB ePassBookBondsmart
PriceFreeFree
Update frequencyโ€”Every 11 days
Adsโ€”No
In-app purchasesNoNo
Devicesโ€”iPhone, iPad, iPod โ€” better
Requires iOS12.0 โ€” better15.0
Further details โ€” not scored
Size12 MB88 MB
Age rating4+17+
DeveloperTHE NILAMBUR CO-OPERATIVE URBAN BANK LIMITEDPrachay Securities Private Limited

In-app purchases

None

NCUB ePassBook

No in-app purchases

None

Bondsmart

No in-app purchases

Questions

Is NCUB ePassBook free?
NCUB ePassBook is free to download, with no in-app purchases.
Is Bondsmart free?
Bondsmart is free to download, with no in-app purchases.

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