eFAWATEERcom vs Settle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eFAWATEERcom
This service allows users to inquire about, pay, and manage their bills electronically in real-time. It provides a secure and easy way to handle financial obligations directly from a mobile device.
- Real-time bill presentment
- Electronic bill payment
- Bill management
- Secure mobile transactions
- Inquire about bills
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eFAWATEERcom is an electronic, real-time bill presentment and payment service owned by the Central Bank of Jordan. The eFAWATEERcom mobile application allows you to inquire, pay and manage your bills easily and securely from your mobile phone.
Settle
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Trips, dinners, shared rent - when several people have each paid for different things, working out who owes whom turns into arithmetic nobody wants to do at the end of a holiday. Settle keeps the running total and does that arithmetic for you. Add each expense as it happens and balances update immediately: who paid what, and who owes whom right now. When it is time to square up, Settle works out the fewest payments that clear every debt - so four people with tangled balances settle in two or three transfers instead of a dozen. SPLIT IT HOWEVER IT ACTUALLY HAPPENED Equally, by exact amounts, by percentage, by shares, or item by item off the receipt. One bill can have several payers. Anyone can sit out a single expense without leaving the group. BUILT FOR REAL TRIPS 17 currencies with live exchange rates, so a dinner paid in euros and a taxi paid in dinars end up in one honest total. Currencies with three decimal places - Jordanian dinar, Kuwaiti dinar, Bahraini dinar, Omani rial, Tunisian dinar - are handled to the fils rather than rounded to cents. SHARE THE RESULT, NOT A SPREADSHEET Send the settle-up summary straight to the group chat. Add a payment alias so people know exactly where to send their share. Mark each transfer paid as it lands. WORKS WITHOUT AN ACCOUNT No sign-up, no ads, no profile of you. Everything lives on your device and works offline. Sign in only if you want to sync across your own devices or share a group with the people in it. ENGLISH AND ARABIC Fully translated, including right-to-left layout - not a mirrored afterthought.
Screenshots
Verdict
The clearest difference is update cadence: Settle at every 4 days against eFAWATEERcom's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
eFAWATEERcom ships an update monthly, Settle every 4 days. The most recent releases landed on October 22, 2026 and October 14, 2026 respectively.
| Parameter | eFAWATEERcom | Settle |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (398 ratings) — better | — |
| Positive reviews | 22.0% of reviews | — |
| Number of ratings | 398 — better | — |
| Update frequency | Monthly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 79 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | MadfooatCom for Electronic Payments PSC. | Zaid Haddadin |
Bugs and requests
eFAWATEERcom
Reported bugs
3 issues- Registration and login issues
- Payment processing failures
- Compatibility problems with newer devices
Requested features
3 requests- Add support for more payment methods
- Improve user interface and navigation
- Provide better customer support
Settle
Not enough reviews yet to summarise bugs or requests.
In-app purchases
eFAWATEERcom
No in-app purchases
Settle
No in-app purchases









