行信 vs Tzp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
行信
Read full descriptionHide full description
行信是中国银行全力打造的移动金融服务平台，让沟通更及时、快捷，协作更流畅，为内、外部客户提供全面的金融服务咨询。
Tzp
This communication app facilitates global connections with features like group chats, voice calls, and multimedia messaging. It prioritizes user privacy through real-time message encryption and offers cross-platform synchronization.
- Cross-platform message sync
- Multimedia messaging
- Group chats up to 200 people
- High-quality voice calls
- Real-time message encryption
- Virtual number for global calls
Read full descriptionHide full description
Tzp是一款手机通讯应用，帮助你轻松连接全球好友。Tzp可以群聊、语音聊天、通话，让你感受便捷的移动生活方式。 为什么使用Tzp： 跨平台：支持电脑端和手机端消息同步和发送 多媒体：支持图片、文本、语音、视频等消息。 群聊：可以组建200人的群聊。 语音聊天：提供全球的高质量通话。 虚拟号码：提供全天候与全球用户高质量通话。 隐私保护：我们严格保护用户的隐私安全，实时消息加密。
Screenshots
Verdict
The clearest difference is rating: Tzp at 5.0 against 行信's 1.4. Tzp also leads on update cadence (monthly vs every 3 months) and iOS requirement (11.0 vs 13.0). 行信's advantage is in-app purchases (none vs 3) and ratings volume (19 vs 2). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Tzp sells 3 one-off in-app purchases. 行信 asks for nothing beyond the download.
Tzp holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: 行信 has 19 ratings behind it against 2, so its average is the more settled of the two.
行信 ships an update every 3 months, Tzp monthly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | 行信 | Tzp |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (19 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 48.0% of reviews | — |
| Number of ratings | 19 — better | 2 |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 740 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | 中国银行股份有限公司 | YingShun International Network Co., Limited |
Customer experience
行信
Tzp
In-app purchases
行信
No in-app purchases
Tzp
- Azp迅聊，话费充值$2.99
- Azp迅聊，话费充值$10.99
- Azp迅聊，话费充值$21.99
