AX1 vs U PAYm™ EMV
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AX1
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AX1 for iPhone! With the AX1 you can watch prices and use technical indicators for market analysis. • User friendly interface • Latest News and events
U PAYm™ EMV
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Welcome to U PAYm™ EMV! U PAYm™ EMV is your mobile payment processing solution! Combined with our EMV card reader, U PAYm™ enables you to safely and securely accept card payments using your mobile phone anywhere you have an internet connection. U PAYm™ EMV is perfect for merchants who attend trade shows, markets, kiosks, stadiums, festivals, or those who host in-home parties, or make deliveries. Funds are available 24-48 hours after settlement. Features • Insert, swipe or key in card information • Email or print customer receipt • Customize receipts (return policy, promotions) • Pre-set sales tax and tips • Store, display and print transaction and settlement history • Quick void capability • Process returns • Perform settlements • Obtain a signature at the point of sale • Encrypt sensitive data at the point of swipe For customer service or technical support call (800) 260-3388 or email upay.support@ebluu.com.
Screenshots
Verdict
The clearest difference is update cadence: U PAYm™ EMV at every 6 months against AX1's every 29 months. AX1's advantage is iOS requirement (10.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AX1 ships an update every 29 months, U PAYm™ EMV every 6 months. The most recent releases landed on October 25, 2026 and October 26, 2026 respectively.
| Parameter | AX1 | U PAYm™ EMV |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 29 months | Every 6 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 10.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 31 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Muhammed Zamar | Bluu, Inc. |
In-app purchases
AX1
No in-app purchases
U PAYm™ EMV
No in-app purchases








