а vs Multifactor
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
а
This app provides a secure digital wallet for fast online transactions. Easily manage your finances by transferring funds, paying bills, topping up phone credit, and even withdrawing cash. It offers convenient features like QR code payments and recurring payment options.
- Transfer funds to bank cards or other wallets
- Top up phone credit
- Pay for internet, games, and online purchases
- Settle loans, fines, and government services
- Withdraw cash at Universal Bank branches
- QR code and 'Business Card for Transfers' options
- Create templates and auto-payments for regular transfers
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Кошелек «а-мобаил» открывает возможности для быстрых и безопасных онлайн-переводов. Управляйте финансами так, как вам хочется, а мы предоставим для этого возможности: - переводите средства на банковские карты или другой кошелек; - пополняйте счет телефона; - оплачивайте домашний интернет, компьютерные и мобильные игры, покупки в интернете и многое другое; - погашайте кредиты, штрафы и оплачивайте госуслуги; - снимайте наличные в любом отделении Универсал банка. Для большего удобства и быстроты вы можете переводить средства по QR или используя «Визитку для переводов». А для регулярных переводов создавать шаблоны и автоплатежи. Отследить все операции по Кошельку можно в «Истории».
Multifactor
This app provides a streamlined two-factor authentication experience. It integrates with a specific online service to send push notifications for easy, two-tap authentication. Camera access is requested solely for scanning QR codes during account activation.
- Two-tap authentication
- Push notifications
- QR code scanning for activation
- Integrates with multifactor.ru
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Multifactor работает в связке с сервисом многофакторной аутентификации multifactor.ru Приложение получает push-уведомления для простой аутентификации в два касания. Мы запросим у вас доступ к вашей камере с единственной целью - сканировать QR-коды при активации учетных записей. Учетные записи могут быть активированы другими способами, если вы не хотите этого делать.
Screenshots
Verdict
The clearest difference is update cadence: а at weekly against Multifactor's monthly. а also leads on ratings volume (79 vs 4) and review sentiment (30% vs 19%). Multifactor's advantage is iOS requirement (13 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Multifactor holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: а has 79 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 30% of а's written reviews are positive against 19% of Multifactor's, so the app with the better star average is not the one people write more warmly about.
а ships an update weekly, Multifactor monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | а | Multifactor |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (79 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 29.7% of reviews — better | 19.1% of reviews |
| Number of ratings | 79 — better | 4 |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 13 — better |
| Further details — not scored | ||
| Size | 49 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | A-Mobile SP OOO | Multifactor |
Customer experience
а
Multifactor
User reviews
а
From 79 App Store ratingsWhat we love
- 👍 Very convenient app
- 👍 Super service
- 👍 Innovative application
- 👍 Useful functions
- 👍 Great update
Room to improve
- 😞 No e-sim activation
- 😞 Internet doesn't work
- 😞 Frequent app updates
- 😞 App doesn't work correctly
- 😞 Functionality issues
Multifactor
From 4 App Store ratingsWhat we love
- 👍 Works simply and quickly
- 🚀 Push notifications arrive fast
- 👍 Convenient and stable
- 👍 Better than FreeOTP
- 👍 Good multi-factor app
Room to improve
- 🐛 Push confirmation not working on iPhone/Mac
- 🐛 Confirmation from Apple Watch not always working
- 🐛 Connection not working on iOS
- 🐛 Not working on M2
- 🐛 Gosuslugi binding not working
Bugs and requests
а
Reported bugs
15 issues- No e-sim activation after payment
- Internet not working on unlimited tariff
- App requires constant updates
- Login issues via SMS
- Connected services not showing correctly
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- App functionality not working or intermittent
- Cannot log in after buying eSIM without roaming
- QR code button not working
- Cannot withdraw money due to error
- Blocked wallet with money
- Wallet not created after setting password
- App shows errors
- Support is incompetent
- Cannot log in
- SMS with code not received
Requested features
5 requests- Add widget
- Add dark theme
- Return minute/MB exchange
- Return Apple Pay payment
- Add PDF receipts
Multifactor
Reported bugs
36 issues- Push confirmation not working on iPhone/Mac
- Confirmation from Apple Watch not always working
- Connection not working on iOS
- Not working on M2
- Gosuslugi binding not working
Show 31 moreShow fewer
- GitHub codes stopped working
- App crashes when opening via push
- Camera does not recognize QR code
- QR code not received
- Problems confirming login from watch
- App crashes on opening
- All accounts disappeared after update
- Codes disappeared after update
- App crashes constantly
- Push notifications not working
- Not working on M1
- Push only works within the open app
- No Apple Watch support
- App blocked after update due to root/jailbreak
- Push confirmation not always working
- Inconsistent confirmation results
- App is useless
- Design from the 2000s
- Login confirmation requests are intermittent
- Confirmation window disappears
- App is clumsy
- App does not go beyond the splash screen on M1 Pro
- QR code scanning not working
- Manual code entry only accepts digits
- App does not work on M1
- App does not work on M2
- App does not work on MacBook Pro M1 Pro
- App does not work on iPhone 14
- App does not work on Apple Watch 7
- App does not work on Mac with M1
- App does not work on M1 Pro
Requested features
2 requests- Add search by accounts
- Add Apple Watch support
In-app purchases
а
No in-app purchases
Multifactor
No in-app purchases
