Comparison

Local Pay vs Hepi

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Local Pay

Easily make payments with a network of contracted partners. Earn points on your transactions that can be redeemed as cash. Start managing your payments conveniently.

Highlights
  • Easy payment processing
  • Earn points on purchases
  • Redeem points as cash
  • Network of contracted partners
  • Convenient transaction management
Features
Read full description

You can make your payments easily using Local Pay in all contracted partners of Creditwest Bank. You earn points for your payments and can use your points as cash anytime you want in Local Pay. Download and start to use Local Pay now with your customer number.

About

Hepi

A secure digital wallet for managing payments and balances. Load funds from any bank, earn reward points on spending, and integrate with bank accounts for seamless transactions.

Highlights
  • Secure POS payments
  • Reward point system
  • Wallet top-up from any bank
  • Koopbank account integration
  • Balance management
Read full description

Hepi is a secure digital wallet application developed by Koopbank to simplify daily payments and wallet management. The application enables users to make payments at Koopbank POS terminals, manage balances efficiently, and benefit from a reward-based spending system. POS Payments: Users can make fast and secure payments at all Koopbank POS terminals directly through the Hepi application. Reward Points: Hepi allows users to earn reward points from their transactions. Accumulated points can be used for future spending within the system. Wallet Top-Up: Users can load funds into their Hepi wallet using cards from any bank, providing flexibility and instant access to their balance. Koopbank Account Integration: Hepi supports secure integration with Koopbank accounts, allowing users to transfer funds directly from their bank accounts to the wallet. Security and Reliability: The application operates under Koopbank’s banking infrastructure and security standards, ensuring the protection of user data and funds. Hepi combines payment, wallet, and reward functionalities into a single, reliable application. It is designed to provide a seamless and efficient digital payment experience within the Koopbank ecosystem.

Screenshots

Local Pay4 screens
Hepi4 screens

Verdict

The call

The clearest difference is review sentiment: Local Pay at 100% against Hepi's 0%. Local Pay also leads on update cadence (every 3 weeks vs every 6 months) and iOS requirement (12.2 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Local Pay ships an update every 3 weeks, Hepi every 6 months. The most recent releases landed on August 5, 2026 and June 5, 2026 respectively.

Scorecard3 real differences Β· 5 level
Local Pay versus Hepi: the parameters behind the verdict, then further details
ParameterLocal PayHepi
PriceFreeFree
Positive reviews100.0% of reviews β€” better0.0% of reviews
Update frequencyEvery 3 weeks β€” betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS12.2 β€” better15.1
Further details β€” not scored
Size171 MB41 MB
Age rating4+4+
DeveloperCreditwestbank Ltd.KIBRIS TURK KOOPERATIF MERKEZ BANKASI LTD

Customer experience

Local Pay

Written reviews12 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Hepi

Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Local Pay

No in-app purchases

None

Hepi

No in-app purchases

Questions

Is Local Pay free?
Local Pay is free to download, with no in-app purchases.
Is Hepi free?
Hepi is free to download, with no in-app purchases.
Do Local Pay or Hepi have ads?
Neither Local Pay nor Hepi shows ads.
Which is updated more often, Local Pay or Hepi?
Local Pay ships an update every 3 weeks, and Hepi every 6 months. Most recently, Local Pay was updated on August 5, 2026 and Hepi on June 5, 2026.

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