Local Pay vs Hepi
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Local Pay
Easily make payments with a network of contracted partners. Earn points on your transactions that can be redeemed as cash. Start managing your payments conveniently.
- Easy payment processing
- Earn points on purchases
- Redeem points as cash
- Network of contracted partners
- Convenient transaction management
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You can make your payments easily using Local Pay in all contracted partners of Creditwest Bank. You earn points for your payments and can use your points as cash anytime you want in Local Pay. Download and start to use Local Pay now with your customer number.
Hepi
A secure digital wallet for managing payments and balances. Load funds from any bank, earn reward points on spending, and integrate with bank accounts for seamless transactions.
- Secure POS payments
- Reward point system
- Wallet top-up from any bank
- Koopbank account integration
- Balance management
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Hepi is a secure digital wallet application developed by Koopbank to simplify daily payments and wallet management. The application enables users to make payments at Koopbank POS terminals, manage balances efficiently, and benefit from a reward-based spending system. POS Payments: Users can make fast and secure payments at all Koopbank POS terminals directly through the Hepi application. Reward Points: Hepi allows users to earn reward points from their transactions. Accumulated points can be used for future spending within the system. Wallet Top-Up: Users can load funds into their Hepi wallet using cards from any bank, providing flexibility and instant access to their balance. Koopbank Account Integration: Hepi supports secure integration with Koopbank accounts, allowing users to transfer funds directly from their bank accounts to the wallet. Security and Reliability: The application operates under Koopbankβs banking infrastructure and security standards, ensuring the protection of user data and funds. Hepi combines payment, wallet, and reward functionalities into a single, reliable application. It is designed to provide a seamless and efficient digital payment experience within the Koopbank ecosystem.
Screenshots
Verdict
The clearest difference is review sentiment: Local Pay at 100% against Hepi's 0%. Local Pay also leads on update cadence (every 3 weeks vs every 6 months) and iOS requirement (12.2 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Local Pay ships an update every 3 weeks, Hepi every 6 months. The most recent releases landed on August 5, 2026 and June 5, 2026 respectively.
| Parameter | Local Pay | Hepi |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews β better | 0.0% of reviews |
| Update frequency | Every 3 weeks β better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 12.2 β better | 15.1 |
| Further details β not scored | ||
| Size | 171 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Creditwestbank Ltd. | KIBRIS TURK KOOPERATIF MERKEZ BANKASI LTD |
Customer experience
Local Pay
Hepi
In-app purchases
Local Pay
No in-app purchases
Hepi
No in-app purchases








